13 S Mercer Ct, Irmo, SC 29063 Property Records

Richland County property record for 13 S Mercer Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1992
Lot Size	0.529 acres (23,082 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05102-01-19`

Property Details

APN / Parcel Number

Primary APN	`05102-01-19`
Alternative APNs	`R05102-01-19` `01356464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,594 sqft Heated Area
Gross Area	1,610 sqft
1st Floor Area	494 sqft
Basement Area	528 sqft
Finished Basement	528 sqft
Unfinished Basement	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Tri-Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,082 sqft (0.529 acres)
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01356464
Street Address	13 S MERCER CT
City	IRMO
State	SC
Zip	29063-8461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 21 BLK S 34.8X183.5X91.1X165.4X162.4 #PR 53-9893 53-8136 53-7442 #SU RIVERWALK PH V-F
Legal Subdivision	RIVERWALK
Legal Block	S
Legal Lot Number	21
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	1
Census Block	1039
Census Tract	10315

Owner

13 S Mercer Ct is owned and occupied by two individuals.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 S MERCER CT, IRMO, SC 29063-8461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · VA Mortgage SPECIALIZED LOAN SERVICES LLC
Nov 5, 2018	Loan Modification, Mortgage · FHA Mortgage GOVERNMENT LO TR 2011-FV1 (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	13 S MERCER CT, IRMO, SC 29063-8461
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 S MERCER CT, IRMO, SC 29063-8461

Mortgage

Document Number	0026840338
Date	Nov 4, 2021
Book Page	2684/338
Instrument	2021073855

Lender

Name	SPECIALIZED LOAN SERVICES LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2048

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	13 S MERCER CT, IRMO, SC 29063-8461
Document Number	2359/0409
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 S MERCER CT IRMO SC 290638461, IRMO, SC 29063-8461

Mortgage

Document Number	2359/0409
Date	Dec 19, 2018
Book Page	002359/000409
Instrument	92641

Lender

Name	GOVERNMENT LO TR 2011-FV1 (CT)
Address	WILMINGTON, DE 19809

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 13 S Mercer Ct was $1,143.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00	$103,700	$228,800 Land $22,000 Building $206,800
2023	$982.00	$3,608	$90,200
2021	$954.00	$3,610	$96,600 Land $18,800 Building $77,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 S Mercer Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 S Mercer Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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