13 S Main St, Marshall, NC 28753 Property Records

Madison County property record for 13 S Main St, Marshall, NC 28753

Property Summary

Property TypeBank, Financial Building
Details4,368 sqft · built 1956
Lot Size0.085 acres (3,713 sqft)
OwnerCompany Name on File
Tax Bill$1,270 (2025)
Deeds & MortgagesJun 2020 Mortgage
Apr 2020 Sale
Flood ZoneZone AE (high risk)
APN9706-75-8479

Property Details

APN / Parcel Number

Primary APN9706-75-8479
Alternative APNs
  • 9706758479 0000383
  • 383

Interior

Plumbing Fixtures21 Plumbing Fixtures
Stories1 Story
Building Area4,368 sqft Gross Area
1st Floor Area2,184 sqft
AtticAttic
Attic Area2,184 sqft
Basement Area874 sqft
Unfinished Basement874 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area3,713 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address13 S MAIN ST
CityMARSHALL
StateNC
Zip28753-1007
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeR-A
Legal Block75
JurisdictionMADISON NC
Township / Civil Division1, NORTH MARSHALL
Census Block Group2
Census Block2057
Census Tract10500

Owner

Source: Madison County assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address177 BAILEYS BRANCH RD, 1, MARSHALL, NC 28753-0740
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2020Deed of Trust, Mortgage
TANDEM BK
Apr 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 2001
Deed SaleMar 20, 2001
Deed Book / Page273 / 14
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address13 S MAIN ST, MARSHALL, NC 28753-1007
Document Number0007040165
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address571 PAGE AVE NE ATLANTA GA 303071766, ATLANTA, GA 30307-1766

Mortgage

Document Number0007040165
DateNov 10, 2020
Book Page000704/000165
Instrument338825
Lender
NameTANDEM BK
Address2356 MAIN ST, TUCKER, GA 30084-4477
Agreement
AmountAmount Recorded
Term60 Months
DueNov 9, 2025

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateApr 28, 2020
Property Address13 S MAIN ST, MARSHALL, NC 28753-1007
Document Number0006890108
Book / Page000689 / 000108
Instrument DateApr 15, 2020
Instrument336278
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$10.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 S MAIN ST LEXINGTON NC 272923319, LEXINGTON, NC 27292-3319

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
MunicipalityMarshall Town
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,270.00 (-17.48%)$505,782 (-) Land $56,760 Building $449,022$505,782 (-) Land $56,760 Building $449,022
2024$1,539.00$505,782 (-1.72%) Land $56,760 Building $449,022$505,782 (-1.72%) Land $56,760 Building $449,022
2023$514,617 Land $51,600 Building $463,017$514,617 Land $51,600 Building $463,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims24 (1989–2024)
Claims Outside the SFHA13 of 24
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 9 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MARSHALL
serves 1,402 people · EPA ID NC0158015
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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