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13 S Main St, Cranbury, NJ 08512 Property Records

Middlesex County and Cranbury Township property record for 13 S Main St, Cranbury, NJ 08512

Property Summary

Property TypeSingle Family Home
Details2,024 sqft · built 1850
Lot Size0.119 acres (5,188 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Feb 2021)
Tax Bill$8,879 (2025)
Deeds & MortgagesSep 2022 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00035-0000-00005

Property Details

APN / Parcel Number

Primary APN02-00035-0000-00005
Alternative APN
  • 020003500005

Interior

Stories2 Stories
Building Area2,024 sqft Living Area

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Exterior MaterialStucco
Lot Area5,188 sqft (0.119 acres)
Lot Dimensions136 ft deep x 37 ft wide

Location & Zoning

Street Address13 S MAIN ST
CityCRANBURY
StateNJ
Zip08512-3133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeV/HR
Legal Description0.1191 ACRE
Legal Block35
Legal Lot Number5
JurisdictionMIDDLESEX NJ
Township / Civil DivisionCRANBURY
Census Block Group1
Census Block1031
Census Tract8700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cranbury Historic District
listed 1980 · 177 contributing resources · NRIS 80002502

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

13 S Main St is owned and occupied by an individual who bought it in February 2021.

Source: Middlesex County and Cranbury Township records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address13 S MAIN ST, CRANBURY, NJ 08512-3133
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Commercial Mortgage
HOMETAP EQUITY PARTNERS LLC
Feb 26, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2021 · Amount on File
Deed SaleFeb 26, 2021 · Amount on File
Prior SaleSep 20, 2007 · Amount on File
Deed Document Number202127662
Deed Book / Page18308 / 1502
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address13 S MAIN ST, CRANBURY, NJ 08512-3133
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyCLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13902 W LAKE KATHLEEN DR SE, RENTON, WA 98059-7716

Mortgage

Document Number0000079818
DateSep 12, 2022
Book Page19034/1463
Instrument2022079818
Lender
NameHOMETAP EQUITY PARTNERS LLC
TypeNon-Lending Institution
AddressBOSTON, MA 02199
Agreement
TypeCommercial Mortgage
AmountAmount on Record

February 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMIDDLESEX NJ
Recording DateFeb 26, 2021
Property Address13 S MAIN ST, CRANBURY, NJ 08512-3133
Document Number2021027662
Book / Page18308 / 1502
Instrument DateNov 10, 2020
Instrument2021027662
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13 S MAIN ST, 13, CRANBURY, NJ 08512-3133

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 S MAIN ST, CRANBURY, NJ 08512-3133

Mortgage

Document Number2021027663
DateFeb 26, 2021
Instrument2021027663
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13 S Main St was $8,879, up 0.1% from the year before.

Source: Middlesex County and Cranbury Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionCranbury Township
Unified School DistrictCranbury Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$483,600 (-) Land $178,200 Building $305,400$483,600 (-) Land $178,200 Building $305,400
2025$8,879.00 (+0.11%)$483,600 Land $178,200 Building $305,400$483,600 Land $178,200 Building $305,400
2024$8,869.00
2023$483,600 Land $178,200 Building $305,400$483,600 Land $178,200 Building $305,400
2022$8,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims29 (1979–2021)
Claims Outside the SFHA9 of 29
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 13 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 S Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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