13 S Duncan Ave, Clearwater, FL 33755 Property Records

Pinellas County property record for 13 S Duncan Ave, Clearwater, FL 33755

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,208 sqft · built 1949
Lot Size0.217 acres (9,448 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Nov 2022)
Tax Bill$4,987 (2025)
Deeds & MortgagesNov 2022 Sale
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-745-3893-5

Property Details

APN / Parcel Number

Primary APNC62-000-745-3893-5
Alternative APNs
  • 14-29-15-00000-110-1600
  • 291514000001101600
  • 152914000001101600
  • R149989

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,208 sqft Living Area
Gross Area1,397 sqft
1st Floor Area1,208 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1994
Architectural StyleL-Shape
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area9,448 sqft (0.217 acres)
Lot Dimensions135 ft deep x 70 ft wide

Exterior Amenities

PorchPatio
Porch Area189 sqft
Deck Area250 sqft
Patio Area250 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR149989
Street Address13 S DUNCAN AVE
CityCLEARWATER
StateFL
Zip33755-6406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 70 FT OF N 1261.89FT OF E 135FT OF W 165FT OF NE 1/4 OF NE 1/4 OF SEC 14-29-15 (LOT 11)
Legal Range15E
Legal Township29S
Legal Section14
Legal SubdivisionS 70 FT OF N 1261.89FT
Legal Block110
Legal Lot Number11
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2013
Census Tract26602

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 S DUNCAN AVE, CLEARWATER, FL 33755-6406
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2022Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Sep 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 28, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MIDWEST MORTGAGE CORP
Mar 1, 2018Warranty Deed, Transfer
CAPSTONE TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2022 · Amount on Record
Deed SaleNov 28, 2022 · Amount on Record
Prior SaleSep 10, 2020 · Amount on Record
Deed Document Number2022340660
Deed Book / Page22273 / 1681
Prior Transfer DateSep 4, 2020
Prior Transfer Doc0211601081
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 28, 2022
Property Address13 S DUNCAN AVE, CLEARWATER, FL 33755-6406
Document Number0222731681
Book / Page22273 / 1681
Instrument DateNov 18, 2022
Instrument2022340660
Transaction TypeTransfer
Record UpdatedDec 19, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1969 CECIL ST, LARGO, FL 33774-1625

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address13 S DUNCAN AVE, CLEARWATER, FL 33755-6406

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateSep 10, 2020
Property Address13 S DUNCAN AVE, CLEARWATER, FL 33755-6406
Document Number0211601081
Book / Page21160 / 1081
Map ReferenceMB 25 PG 53&54
Instrument DateSep 4, 2020
Instrument2020271170
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyTITLE INSIGHTS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 S DUNCAN AVE, CLEARWATER, FL 33755-6406

Mortgage

Document Number0211601083
DateSep 10, 2020
Instrument21160/1083
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 28, 2018
Property Address13 S DUNCAN AVE, CLEARWATER, FL 33755-6406
Document Number0201840550
Book / Page20184 / 0550
Map ReferenceMB 25 PG 53&54
Instrument DateAug 17, 2018
Instrument2018275633
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyANCLOTE TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 ADA ST, 40, TARPON SPRINGS, FL 34689-3229

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 S DUNCAN AVE, CLEARWATER, FL 33755-6406

Mortgage

Document Number2018275634
DateAug 28, 2018
Instrument2018275634
Lender
NameAMERICAN MIDWEST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 1, 2018
Property Address13 S DUNCAN AVE, CLEARWATER, FL 33755-6406
Document Number0199580285
Book / Page019958 / 000285
Instrument DateFeb 28, 2018
Instrument62789
Transaction TypeTransfer
Record UpdatedMar 14, 2018
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount Recorded
Tax$945.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 S DUNCAN AVE CLEARWATER FL 337556406, CLEARWATER, FL 33755-6406

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,987.00 (+5.59%) Homeowner's exemption$300,085 (-3.62%)$311,512 (+0.05%) Land $148,786 Building $162,726
2024$4,723.00 (-21.31%)
2023$6,002.00 (+115.98%)$311,370 (+67.7%)$311,370 (+20.95%) Land $182,459 Building $128,911
2022$2,779.00 Homeowner's exemption$185,667$257,440 Land $160,367 Building $97,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims5 (1980–2003)
Claims Outside the SFHA5 of 5
Most Recent ClaimApr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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