13 S Bow Dr, Cherokee, IA 51012 Property Records

Cherokee County property record for 13 S Bow Dr, Cherokee, IA 51012

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,045 sqft · built 1952
Lot Size	0.322 acres (14,005 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Apr 2019)
Tax Bill	$2,264 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0727202007`

Property Details

APN / Parcel Number

Primary APN	`0727202007`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft
Basement Area	1,045 sqft
Finished Basement	650 sqft
Unfinished Basement	395 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,005 sqft (0.322 acres)
Lot Dimensions	130 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Patio Area	413 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	13 S BOW DR
City	CHEROKEE
State	IA
Zip	51012-1268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 2 FISHMAN ADD 8096
Legal Subdivision	FISHMAN ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	CHEROKEE IA
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1015
Census Tract	80102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 S BOW DR, CHEROKEE, IA 51012-1268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage IOWA BANKERS MORTGAGE CORP
Apr 1, 2019	Warranty Deed, Transfer · Line of Credit NORTH STAR COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	2019649
Deed Book / Page	2019 / 649
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Recording Date	Jul 2, 2026
Property Address	13 S BOW DR, CHEROKEE, IA 51012-1268
Document Number	0000001271
Book / Page	2026 / 1271
Instrument Date	Jul 2, 2026
Instrument	20261271
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 W MAIN ST, CHEROKEE, IA 51012-1569

Mortgage

Document Number	0000001271,
Date	Jul 2, 2026
Book Page	2026/1271
Instrument	20261271

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	13 S BOW DR, CHEROKEE, IA 51012-1268
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/0779
Date	Apr 25, 2018
Book Page	2018/0779
Instrument	2018 0779

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE IA
Recording Date	Apr 1, 2019
Property Address	13 S BOW DR, CHEROKEE, IA 51012-1268
Document Number	2019/0649
Book / Page	2019 / 0649
Instrument Date	Mar 22, 2019
Instrument	2019 0649
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$151.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 S BOW DR, CHEROKEE, IA 51012-1268

Mortgage

Document Number	20190650
Date	Apr 1, 2019
Instrument	2019 0650

Lender

Name	NORTH STAR COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,264.00 (-0.53%)	$163,490 (-) Land $27,940 Building $135,550	$163,490 (-) Land $27,940 Building $135,550
2025	$2,276.00 Homeowner's exemption	$163,490 (+10.97%) Land $27,940 Building $135,550	$163,490 (+10.97%) Land $27,940 Building $135,550
2024	$2,276.00 (+13.12%)
2023		$147,330 (+28.73%) Land $27,940 Building $119,390	$147,330 (+28.73%) Land $27,940 Building $119,390
2022	$2,012.00 Homeowner's exemption	$114,450 Land $27,940 Building $86,510
2021			$114,450 Land $27,940 Building $86,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	CHEROKEE WATER SUPPLY - PLANT 1
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: C-M-L Telephone Cooperative Association, Verizon.

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