13 Ryarbor Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 13 Ryarbor Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1999
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$72,200 (Dec 1999)
Tax Bill	$345 (2025)
Deeds & Mortgages	Jul 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00620-0150`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00620-0150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,840 sqft
1st Floor Area	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Driveway	Concrete Driveway
Driveway Area	432 sqft
Patio Area	196 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13 RYARBOR DR
City	PALM COAST
State	FL
Zip	32164-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SECTION 29 BLOCK 62 LOT 15 OR 246 PG 1000 OR 661 PG 442-443-DC & ACM OR 661 PG 447 OR 677 PG 807 OR 2978/229-RDMN SUZANN R SCHAGEN
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	62
Legal Lot Number	15
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3006
Census Tract	60214

Owner

13 Ryarbor Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	13 RYARBOR DR, PALM COAST, FL 32164-3416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 1999 · Amount on File
Deed Sale	Dec 13, 1999 · Amount on File
Prior Sale	Jul 16, 1999 · Amount on File
Deed Book / Page	677 / 807
Last Transfer Date	Jul 23, 2025
Transfer Doc	0029780229
Record Updated	Jun 8, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jul 23, 2025
Property Address	13 RYARBOR DR, PALM COAST, FL 32164-3416
Document Number	0029780229
Book / Page	2978 / 229
Instrument Date	Jul 23, 2025
Instrument	2025030487
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 RYARBOR DR, PALM COAST, FL 32164-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 RYLEY LN, PALM COAST, FL 32164-6414

Tax Assessment & Valuation

The 2025 property tax bill for 13 Ryarbor Dr was $345, down 2% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$345.00 (-1.99%)	$89,538	$213,115 Land $55,000 Building $158,115
2024	$352.00 (+3.83%)
2023	$339.00 (+1.8%) Homeowner's exemption Additional exemption filed	$84,480 (+3%)	$211,366 (+1.65%) Land $43,000 Building $168,366
2022	$333.00 Homeowner's exemption Additional exemption filed	$82,019	$207,933 Land $44,500 Building $163,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Ryarbor Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Ryarbor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20