Westerly Town property record for 13 Rock Ridge Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 3,320 sqft · built 1987 |
| Lot Size | 0.719 acres (31,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $443,000 (Jun 2016) |
| Tax Bill | $6,732 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:130 B:37 |
| Primary APN | WEST M:130 B:37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,320 sqft Living Area |
| Gross Area | 6,794 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 31,326 sqft (0.719 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 19023072 |
|---|---|
| Street Address | 13 ROCK RIDGE RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 37 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 50902 |
13 Rock Ridge Rd is owned and occupied by an individual who bought it in June 2016.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 ROCK RIDGE RD, WESTERLY, RI 02891-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Balloon Mortgage WESTERLY COMMUNITY CU |
| Jan 17, 2017 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2016 · Amount on File |
| Deed Sale | Jun 10, 2016 · Amount on File |
| Deed Document Number | 20162458 |
| Deed Book / Page | 2016 / 9522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 13 ROCK RIDGE RD, WESTERLY, RI 02891-3704 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-4633 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 2021/4633 |
| Instrument | 2021-1023 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 13 ROCK RIDGE RD, WESTERLY, RI 02891-3704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017-1077 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 2017/1077 |
| Instrument | 238 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 13 Rock Ridge Rd was $6,732.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,732.00 | $946,800 Land $360,400 Building $586,400 | $1,073,835 |
| 2023 | $6,683.00 (+0.74%) | $694,700 (+0.12%) Land $259,200 Building $435,500 | |
| 2022 | $6,634.00 | $693,900 Land $259,200 Building $434,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Rock Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Rock Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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