13 Riverside Dr, Charleston, SC 29403 Property Records

Charleston County property record for 13 Riverside Dr, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,091 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Aug 2006)
Tax Bill	$7,091 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`463-07-00-002`

Property Details

APN / Parcel Number

Primary APN	`463-07-00-002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,091 sqft Living Area
Gross Area	3,499 sqft
1st Floor Area	2,275 sqft
Upper Floors Area	816 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	204 ft deep x 140 ft wide
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	273 sqft
Deck Area	144 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13 RIVERSIDE DR
City	CHARLESTON
State	SC
Zip	29403-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -13 RIVERSIDE DESCRIPTION -LT 63,64&PT LT 68
Legal Subdivision	13 RIVERSIDE
Legal Lot Number	63-64
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	3
Census Block	3005
Census Tract	5900

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 RIVERSIDE DR, CHARLESTON, SC 29403-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATION
Aug 31, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2006 · Amount on Record
Deed Sale	Aug 22, 2006 · Amount on Record
Prior Sale	Oct 31, 2001 · Amount on Record
Deed Book / Page	595 / 250
Prior Transfer Date	Aug 8, 2006
Prior Transfer Doc	00N5950389
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	13 RIVERSIDE DR, CHARLESTON, SC 29403-3217
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09820535
Date	Apr 19, 2021
Book Page	982/535

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	SAN BERNARDINO, CA 92406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 31, 2018
Property Address	13 RIVERSIDE DR, CHARLESTON, SC 29403-3217
Book / Page	000744 / 000458
Instrument Date	Aug 27, 2018
Transaction Type	Construction Loan
Record Updated	Sep 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RIVERSIDE DR CHARLESTON SC 294033217, CHARLESTON, SC 29403-3217

Mortgage

Document Number	0744/0458
Date	Aug 31, 2018
Book Page	000744/000458

Lender

Name	SOUTH ST BK
Type	Bank
Address	N CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,091.00 (+12.99%)	$1,485,656 (+2,892.26%) Land $641,331 Building $844,325	$2,314,500 (+84.64%) Land $1,000,000 Building $1,314,500
2024	$6,276.00 (+8.84%)	$49,650 (+2.63%)
2022	$5,766.00	$48,380	$1,253,500 (-) Land $570,000 Building $683,500
2020			$1,253,500 Land $570,000 Building $683,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 194 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	252 units insured incl. 58 condo units
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

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