Chatham County property record for 13 Riding Ln, Savannah, GA 31411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,856 sqft · built 1999 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $736,500 (Sep 2022) |
| Tax Bill | $7,718 (2025) |
| Deeds & Mortgages | Apr 2013 Mortgage Oct 2005 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-0259-04-013 |
| Primary APN | 1-0259-04-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,856 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Upper Floors Area | 952 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 558 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 201 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 13 RIDING LN |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31411-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LT 2173 THE LANDINGS SKIDAWAY IS L |
| Legal Subdivision | SKDAWY P2 PAT A |
| Legal Lot Number | 2173 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11005 |
Source: Chatham County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 1, 2013 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 27, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA BANK NA |
| Aug 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS |
| Aug 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS |
| Sep 25, 2020 | Warranty Deed, Transfer · Stand-Alone Second Mortgage FIRST CONSTITUTION BANK |
| Jan 6, 2005 | Warranty Deed, Transfer · Conventional Mortgage WACHOVIA MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2022 · Amount on Record |
| Deed Sale | Sep 9, 2022 · Amount on Record |
| Prior Sale | Sep 25, 2020 · Amount on Record |
| Deed Document Number | 202210544 |
| Deed Book / Page | 2908 / 721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 00386D0729 |
|---|---|
| Date | Apr 1, 2013 |
| Book Page | 386D/729 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00296R0150 |
|---|---|
| Date | Oct 27, 2005 |
| Book Page | 296R/150 |
| Name | WACHOVIA BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Aug 29, 2022 |
| Property Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0029080721 |
| Book / Page | 2908 / 721 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022-010544 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0029080723 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 0000002908/0000000723 |
| Name | CERTAINTY HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Aug 29, 2022 |
| Property Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0029080721 |
| Book / Page | 2908 / 721 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 2022-010544 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0002908723 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 2908/723 |
| Name | CERTAINTY HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Sep 25, 2020 |
| Property Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 0020830794 |
| Book / Page | 2083 / 794 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 2020-010198 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 817 MILLER LN, MARTINSVILLE, NJ 08836-2202 |
| Document Number | 0020830798 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 0000002083/0000000798 |
| Name | FIRST CONSTITUTION BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jan 6, 2005 |
| Property Address | 13 RIDING LN, SAVANNAH, GA 31411-2817 |
| Document Number | 00281N0620 |
| Book / Page | 281N / 620 |
| Map Reference | MB4-S FO8 |
| Instrument Date | Dec 10, 2004 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LAKE ST STE 240, 240, SAVANNAH, GA 31411-2971 |
| Mail Care Of | JOHN H OLDFIELD JR |
| Document Number | 00281N0621 |
|---|---|
| Date | Jan 6, 2005 |
| Book Page | 281N/621 |
| Name | WACHOVIA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2035 |
Source: Chatham County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,718.00 Homeowner's exemption | $349,000 (+18.47%) Land $70,000 Building $279,000 | $872,500 (+18.47%) Land $175,000 Building $697,500 |
| 2023 | $294,600 (+36.69%) Land $48,600 Building $246,000 | $736,500 (+36.69%) Land $121,500 Building $615,000 | |
| 2022 | $215,520 Land $21,160 Building $194,360 | $538,800 Land $52,900 Building $485,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 344 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 344 in force |
| Nearby Flood Claims | 54 (1987–2017) |
| Claims Outside the SFHA | 1 of 54 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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