13 Ridge Rd, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 13 Ridge Rd, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,222 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Trust Names on File
Last Sale	$480,000 (Jun 2021)
Tax Bill	$12,063 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`CNCD M:6534Z B:11`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:6534Z B:11`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Gross Area	4,168 sqft
1st Floor Area	1,124 sqft
Attic	Attic
Attic Area	784 sqft
Basement Area	1,124 sqft
Unfinished Basement	1,124 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	13 RIDGE RD
City	CONCORD
State	NH
Zip	03301-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	11
Legal Lot Number	10
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3012
Census Tract	44100

Owner

13 Ridge Rd is owner-occupied and held in a trust since December 2025.

Source: Merrimack County and Concord City records, as of October 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13 RIDGE RD, CONCORD, NH 03301-3031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer
Jun 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage SUGAR RIVER BANK
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Apr 8, 1996 · Amount on File
Deed Document Number	2021202100014248
Deed Book / Page	3741 / 2864
Last Transfer Date	Dec 31, 2025
Transfer Doc	0000021305
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Dec 31, 2025
Property Address	13 RIDGE RD, CONCORD, NH 03301-3031
Document Number	0000021305
Book / Page	3916 / 283
Instrument Date	Dec 31, 2025
Instrument	202500021305
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RIDGE RD, CONCORD, NH 03301-3031

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 2, 2021
Property Address	13 RIDGE RD, CONCORD, NH 03301-3031
Document Number	0000014248
Book / Page	3741 / 2864
Instrument Date	May 28, 2021
Instrument	202100014248
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WILLIAMS ST APT 1, 1, JAMAICA PLAIN, MA 02130-3860

Mortgage

Document Number	0000014249
Date	Jun 2, 2021
Instrument	202100014249

Lender

Name	SUGAR RIVER BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	13 RIDGE RD, CONCORD, NH 03301-3031
Document Number	0036551578
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 RIDGE RD CONCORD NH 033013031, CONCORD, NH 03301-3031

Mortgage

Document Number	0036551578
Date	Nov 19, 2019
Book Page	003655/001578
Instrument	21745

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 18, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 13 Ridge Rd was $12,063, up 5.6% from the year before.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,063.00 (+5.58%)	$414,400 (+0.44%) Land $178,400 Building $236,000
2024	$11,425.00 (+3.32%)	$412,600 (+0.22%) Land $178,400 Building $234,200
2023	$11,058.00 (+3.74%)	$411,700 (-) Land $178,400 Building $233,300	$620,635
2022	$10,659.00	$411,700 Land $178,400 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Ridge Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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