13 Richardson Dr, Union, MO 63084 Property Records

Franklin County property record for 13 Richardson Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$1,229 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-005-083.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-005-083.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1960
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	13 RICHARDSON DR
City	UNION
State	MO
Zip	63084-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:9 MEADOW VIEW
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	SW
Legal Subdivision	MEADOW VIEW
Legal Block	5
Legal Lot Number	9
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2033
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 RICHARDSON DR, UNION, MO 63084-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 14, 2020	Grant Deed, Subdivision Related Transfer SULLIVAN BK
Jun 22, 2020	Warranty Deed, Transfer OTHER
Dec 10, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023
Deed Sale	Jan 13, 2023
Prior Sale	Sep 14, 2020
Deed Document Number	2300474
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 13, 2023
Property Address	13 RICHARDSON DR, UNION, MO 63084-1733
Document Number	0002300474
Map Reference	PB I PG 26
Instrument Date	Jan 12, 2023
Instrument	2300474
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 RICHARDSON DR, UNION, MO 63084-1733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RICHARDSON DR, UNION, MO 63084-1733
Investor	Possibly a Property Investor

Mortgage

Document Number	0002300475
Date	Jan 13, 2023
Instrument	2300475

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 14, 2020
Property Address	13 RICHARDSON DR, UNION, MO 63084-1733
Document Number	0000015151
Instrument Date	Sep 4, 2020
Instrument	15151
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 WESTMORELAND AVE UNION MO 630841354, UNION, MO 63084-1354

Mortgage

Document Number	15152
Date	Sep 14, 2020
Instrument	15152

Lender

Name	SULLIVAN BK
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 22, 2020
Property Address	13 RICHARDSON DR, UNION, MO 63084-1733
Document Number	0000009583
Instrument Date	Jun 16, 2020
Instrument	9583
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	109 N OAK ST UNION MO 630841635, UNION, MO 63084-1635

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 10, 2019
Property Address	13 RICHARDSON DR, UNION, MO 63084-1733
Document Number	0000017008
Instrument Date	Dec 4, 2019
Instrument	17008
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7203 KOKO BEACH RD UNION MO 630842068, UNION, MO 63084-2068

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,229.00 (+6.59%)	$20,621 (+7.47%)	$108,530 (+7.47%) Land $21,630 Building $86,900
2023	$1,153.00 (+13.93%)	$19,188	$100,990 Land $21,630 Building $79,360
2022	$1,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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