13 Reed St, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 13 Reed St, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,480 sqft · built 1890
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Nov 2017)
Tax Bill	$4,339 (2026)
Deeds & Mortgages	Nov 2017 Sale Aug 2017 Sale
APN	`453801 09-1-06`

Property Details

APN / Parcel Number

Primary APN	`453801 09-1-06`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,480 sqft Living Area
1st Floor Area	920 sqft
2nd Floor Area	560 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Shed	1 Shed
Canopy	48 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13 REED ST
City	WATERLOO
State	NY
Zip	13165-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2017
Census Tract	950600

Owner

13 Reed St is owned and occupied by an individual who bought it in November 2017.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	13 REED ST, WATERLOO, NY 13165-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed, Transfer NOT AVAILABLE, JEFF KOWALSKI
Aug 10, 2017	Deed, Transfer NOT AVAILABLE, MARK, A VENUTI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Prior Sale	Aug 10, 2017 · Amount on File
Deed Book / Page	961 / 166
Record Updated	Oct 29, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Nov 28, 2017
Property Address	13 REED ST, WATERLOO, NY 13165-1305
Document Number	0000000961/0000000166
Book / Page	0000000961 / 0000000166
Instrument Date	Nov 21, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, JEFF KOWALSKI

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 REED ST, GENEVA, NY 14456

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SENECA NY
Recording Date	Aug 10, 2017
Property Address	13 REED ST, WATERLOO, NY 13165-1305
Document Number	0000000955/0000000122
Book / Page	0000000955 / 0000000122
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, MARK, A VENUTI

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LAFAYETTE AVE, GENEVA, NY 14456-1628
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 13 Reed St was $4,339, up 4.3% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,339.00 (+4.25%)
2025	$4,162.00	$86,500 Land $14,000 Building $72,500	$141,800 Land $22,950 Building $118,850
2023		$86,500 Land $14,000 Building $72,500	$121,831 Land $19,718 Building $102,113
2019	$2,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13 Reed St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Reed St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100

May also be available: T-Mobile.

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