13 Rachel Rd, Ridge Spring, SC 29129 Property Records

Edgefield County property record for 13 Rachel Rd, Ridge Spring, SC 29129

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,290 sqft · built 1968
Lot Size	0.789 acres (34,412 sqft)
Owner	2 Company Names on File
Last Sale	$555,568 (Nov 2015)
Tax Bill	$1,023 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`202-00-00-069-000`

Property Details

APN / Parcel Number

Primary APN	`202-00-00-069-000`
Alternative APNs	`2020000069` `7053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,290 sqft Total Area

Exterior

Year Built	Built 1968
Exterior Material	Brick
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.789 acres)
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	7053
Old Parcel Number	2020000069
Street Address	13 RACHEL RD
City	RIDGE SPRING
State	SC
Zip	29129-9535
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R C 1
Legal Description	FARM HOUSE - 13 RACHEL ROAD
Legal Subdivision	TARCT 1-3
Jurisdiction	EDGEFIELD SC
Township / Civil Division	JOHNSTON
Census Block Group	4
Census Block	4035
Census Tract	970300

Owner

13 Rachel Rd is owned by a company that bought it in November 2015.

Source: Edgefield County records, as of February 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	722 OLD PLANK RD, RIDGE SPRING, SC 29129-9550
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Unknown AGAMERICA LENDING LLC
Jun 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage AGAMERICA LENDING LLC
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit AGAMERICA LNDG LLC
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit AGAMERICA LNDG LLC
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit AGAMERICA LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2015 · Amount on File
Deed Sale	Nov 2, 2015 · Amount on File
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	13 RACHEL RD, RIDGE SPRING, SC 29129-9535
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/0007
Date	Feb 9, 2023
Book Page	2025/7
Instrument	2023-0453

Lender

Name	AGAMERICA LENDING LLC
Type	Mortgage Company
Address	LAKELAND, FL 33811

Agreement

Type	Unknown
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	13 RACHEL RD, RIDGE SPRING, SC 29129-9535
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1895/0086
Date	Jun 25, 2021
Book Page	1895/86
Instrument	202100002771

Lender

Name	AGAMERICA LENDING LLC
Type	Mortgage Company
Address	LAKELAND, FL 33811

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	13 RACHEL RD, RIDGE SPRING, SC 29129-9535
Document Number	1792/0053
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 R W DUBOSE RD RIDGE SPRING SC 291299552, RIDGE SPRING, SC 29129-9552

Mortgage

Document Number	1792/0053
Date	Mar 23, 2020
Book Page	001792/000053
Instrument	1036

Lender

Name	AGAMERICA LNDG LLC
Address	4030 S PIPKIN RD # 100, LAKELAND, FL 33811-1698

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	13 RACHEL RD, RIDGE SPRING, SC 29129-9535
Document Number	1792/0017
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 R W DUBOSE RD RIDGE SPRING SC 291299552, RIDGE SPRING, SC 29129-9552

Mortgage

Document Number	1792/0017
Date	Mar 23, 2020
Book Page	001792/000017
Instrument	1035

Lender

Name	AGAMERICA LNDG LLC
Address	4030 S PIPKIN RD # 100, LAKELAND, FL 33811-1698

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	13 RACHEL RD, RIDGE SPRING, SC 29129-9535
Document Number	1775/0079
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 R W DUBOSE RD RIDGE SPRING SC 291299552, RIDGE SPRING, SC 29129-9552

Mortgage

Document Number	1775/0079
Date	Dec 20, 2019
Book Page	001775/000079
Instrument	4585

Lender

Name	AGAMERICA LNDG LLC
Address	4030 S PIPKIN RD # 100, LAKELAND, FL 33811-1698

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13 Rachel Rd was $1,023, up 3.5% from the year before.

Source: Edgefield County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Edgefield County
Unified School District	Edgefield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$39,206 (-9.67%) Building $39,206
2025	$1,023.00 (+3.54%)	$2,600 Land $250 Building $2,350	$43,401 Land $4,195 Building $39,206
2024	$988.00 (-1.4%)
2023	$1,002.00	$2,600 Land $250 Building $2,350	$43,401 Land $4,195 Building $39,206

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13 Rachel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Rachel Rd is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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