13 Prospect St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 13 Prospect St, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,553 sqft · built 1899
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$62,500 (Apr 2021)
Tax Bill$3,849 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNWAVL M:052 B:266

Property Details

APN / Parcel Number

Primary APNWAVL M:052 B:266
Alternative APN
  • 166

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,553 sqft Living Area
Gross Area3,612 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialMetal
Lot Area12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number166
Street Address13 PROSPECT ST
CityWATERVILLE
StateME
Zip04901-4940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block266
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group2
Census Block2011
Census Tract24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

13 Prospect St is owned and occupied by two individuals who bought it in April 2021.

Source: Kennebec County and Waterville City records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address13 PROSPECT ST, WATERVILLE, ME 04901-4940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2021 · Amount on File
Deed SaleApr 20, 2021 · Amount on File
Deed Document Number20219882
Deed Book / Page13972 / 325
Record UpdatedSep 20, 2026

April 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionWATERVILLE ME
Recording DateApr 20, 2021
Property Address13 PROSPECT ST, WATERVILLE, ME 04901-4940
Document Number2021009882
Book / Page13972 / 325
Instrument DateApr 13, 2021
Instrument2021009882
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address13 PROSPECT ST, WATERVILLE, ME 04901-4940

Mortgage

Document Number2021009883
DateApr 20, 2021
Instrument2021009883
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13 Prospect St was $3,849.

Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,849.00$226,400 Land $29,900 Building $196,500
2024$268,185
2023$3,506.00 (+43.51%)$176,200 (+86.46%) Land $23,000 Building $153,200
2022$2,443.00$94,500 Land $17,300 Building $77,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number