13 Prospect St, Lancaster, NH 03584 Property Records

Coos County and Lancaster Town property record for 13 Prospect St, Lancaster, NH 03584

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,155 sqft · built 1860
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Trusts on Record
Last Sale	$35,000 (Mar 2021)
Tax Bill	$9,694 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LNCS M:P10 L:007`

Property Details

APN / Parcel Number

Primary APN	`LNCS M:P10 L:007`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,155 sqft Living Area
Gross Area	9,008 sqft
Basement Area	1,717 sqft
Unfinished Basement	1,717 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	13 PROSPECT ST
City	LANCASTER
State	NH
Zip	03584-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES-RE
Legal Lot Number	7
Jurisdiction	LANCASTER TOWN NH
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2036
Census Tract	950500

Owner

Source: Coos County and Lancaster Town assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trusts on Record
Mailing Address	13 PROSPECT ST, LANCASTER, NH 03584-3250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage EMMANUEL MARCEAU
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage MASCOMA SVGS BK
Jan 11, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on Record
Deed Sale	Mar 31, 2021 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	20212101636
Deed Book / Page	1562 / 330
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Mar 31, 2021
Property Address	13 PROSPECT ST, LANCASTER, NH 03584-3250
Document Number	1562-330
Book / Page	1562 / 330
Instrument Date	Mar 30, 2021
Instrument	2101636
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	32 EMERSON DR, RINDGE, NH 03461-5353

Mortgage

Document Number	2101637
Date	Mar 31, 2021
Instrument	2101637

Lender

Name	EMMANUEL MARCEAU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Mar 30, 2018
Property Address	13 PROSPECT ST, LANCASTER, NH 03584-3250
Document Number	0014840967
Book / Page	001484 / 000967
Instrument Date	Mar 30, 2018
Instrument	1268
Transaction Type	Transfer
Record Updated	Jun 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13 PROSPECT ST LANCASTER NH 035843250, LANCASTER, NH 03584-3250

Mortgage

Document Number	14840969
Date	Mar 30, 2018
Book Page	001484/000969
Instrument	1269

Lender

Name	MASCOMA SVGS BK
Address	LEBANON, NH 03766

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Jan 11, 2017
Property Address	13 PROSPECT ST, LANCASTER, NH 03584-3250
Document Number	0014570345
Book / Page	001457 / 000345
Instrument Date	Dec 30, 2016
Instrument	145
Transaction Type	Transfer
Record Updated	Apr 7, 2017

Transaction

Amount	Amount Recorded
Tax	$40.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PROSPECT ST LANCASTER NH 035843250, LANCASTER, NH 03584-3250

Tax Assessment & Valuation

Source: Coos County and Lancaster Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Lancaster Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,694.00 (+9.9%)	$460,100 (+0.04%) Land $42,600 Building $417,500
2024	$8,821.00 (+10.86%)	$459,900 (+0.04%) Land $42,400 Building $417,500	$491,150
2023	$7,957.00 (+8.26%)	$459,700 (+51.92%) Land $42,200 Building $417,500
2022	$7,350.00	$302,600 Land $25,500 Building $277,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1978–2014)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER DEPT serves 2,500 people · EPA ID NH1291010
Water Source	Surface water
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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