Rensselaer County and Troy City property record for 13 Prospect Ave, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1922 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,900 (Nov 2002) |
| Tax Bill | $3,228 (2026) |
| Deeds & Mortgages | Jan 2024 Refinance |
| APN | 381700 101.79-3-6 |
| Primary APN | 381700 101.79-3-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 688 sqft |
| 2nd Floor Area | 520 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,178 sqft (0.05 acres) |
| Lot Dimensions | 72 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Porch | Slab |
| Porch Area | 156 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1806010 |
|---|---|
| Street Address | 13 PROSPECT AVE |
| City | TROY |
| State | NY |
| Zip | 12180-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TF |
| Legal Description | 2 STY FR HSE & FR GAR 466-26/W 1/2 10 LIFE EST/M M WILLSON |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 40702 |
13 Prospect Ave is owned and occupied by an individual who bought it in November 2002.
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 PROSPECT AVE, TROY, NY 12180-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2002 · Amount on File |
| Deed Sale | Nov 12, 2002 · Amount on File |
| Deed Book / Page | 375 / 844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 13 PROSPECT AVE, TROY, NY 12180-4334 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0105790285 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 10579/285 |
| Instrument | 2024-637084 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2039 |
The 2026 property tax bill for 13 Prospect Ave was $3,228, down 21.5% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,228.00 (-21.46%) | ||
| 2025 | $4,110.00 | $88,000 Land $8,000 Building $80,000 | $150,700 Land $13,700 Building $137,000 |
| 2023 | $88,000 (-) Land $8,000 Building $80,000 | $125,700 (+8.56%) Land $11,427 Building $114,273 | |
| 2022 | $3,986.00 | $88,000 Land $8,000 Building $80,000 | $115,789 Land $10,526 Building $105,263 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 13 Prospect Ave; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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