13 Prospect Ave, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 13 Prospect Ave, Dudley, MA 01571

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,411 sqft · built 1970
Lot Size	0.238 acres (10,350 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Apr 1996)
Tax Bill	$3,769 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DUDL M:119 L:097`

Property Details

APN / Parcel Number

Primary APN	`DUDL M:119 L:097`
Alternative APN	`M:264 B:C=2 L:315=008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	4,128 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,350 sqft (0.238 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13 PROSPECT AVE
City	DUDLEY
State	MA
Zip	01571-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	LAKE VIEW
Legal Lot Number	97
Jurisdiction	DUDLEY MA
Township / Civil Division	DUDLEY
Census Block Group	2
Census Block	2020
Census Tract	755100

Owner

Source: Worcester County and Dudley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 PROSPECT AVE, DUDLEY, MA 01571-3355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER FIRST FCU
Feb 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU
May 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 1996 · Amount on Record
Deed Sale	Apr 30, 1996 · Amount on Record
Deed Book / Page	17870 / 56
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Recording Date	Sep 8, 2026
Property Address	13 PROSPECT AVE, DUDLEY, MA 01571-3355
Document Number	0000078299
Book / Page	74137 / 241
Instrument Date	Sep 1, 2026
Instrument	202678299
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PROSPECT AVE, DUDLEY, MA 01571-3355

Mortgage

Document Number	0000078299,
Date	Sep 8, 2026
Book Page	74137/241
Instrument	202678299

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	13 PROSPECT AVE, DUDLEY, MA 01571-3355
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00072544-1
Date	Sep 17, 2025
Book Page	72544/1
Instrument	79391

Lender

Name	WEBSTER FIRST FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	13 PROSPECT AVE, DUDLEY, MA 01571-3355
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068847-345
Date	Feb 22, 2023
Book Page	68847/345
Instrument	14707

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	13 PROSPECT AVE, DUDLEY, MA 01571-3355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57944-220
Date	Oct 27, 2017
Book Page	57944/220
Instrument	119385

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	13 PROSPECT AVE, DUDLEY, MA 01571-3355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60365-81
Date	May 6, 2019
Book Page	60365/81
Instrument	40173

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Dudley Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,769.00 (+3.35%)	$374,700 (+8.61%) Land $81,500 Building $293,200	$387,543 (+6.87%)
2025	$3,647.00 (+8.54%)	$345,000 (+7.61%) Land $69,900 Building $275,100	$362,615
2024	$3,360.00 (+13.28%)	$320,600 (+9.83%) Land $69,900 Building $250,700
2023	$2,966.00	$291,900 Land $61,200 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUDLEY WATER DEPARTMENT serves 5,515 people · EPA ID MA2080000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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