13 Polar Ct, Placida, FL 33946 Property Records

Charlotte County property record for 13 Polar Ct, Placida, FL 33946

Property Summary

Property Type	Residential Vacant Land
Details	1,617 sqft · built 2025
Lot Size	0.181 acres (7,865 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jun 2025)
Tax Bill	$246 (2025)
Deeds & Mortgages	Jan 2025 Construction Loan Jun 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`412130205001`

Property Details

APN / Parcel Number

Primary APN	`412130205001`
Alternative APNs	`00968740304308` `10004685153`

Exterior

Lot Area	7,865 sqft (0.181 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00968740304308
Street Address	13 POLAR CT
City	PLACIDA
State	FL
Zip	33946-5010
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RSF5
Legal Description	ROTONDA SANDS UN1 BLK1 LT143 1299/945 1838/1793 1992/71 2025/1054 4628/1555 4990/603 3235522
Legal Range	21E
Legal Township	41S
Legal Section	30
Legal Subdivision	ROTONDA SANDS UN1
Legal Tract	RSD
Legal Block	1
Legal Lot Number	143
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1001
Census Tract	30504

Owner

Source: Charlotte County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 POLAR CT, PLACIDA, FL 33946-5010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2025	Deed of Trust, Mortgage · Construction Mortgage RBI MORTGAGES LLC
Jun 26, 2025	Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 25, 2022	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC
Sep 9, 2020	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	20253541730
Prior Transfer Date	Mar 7, 2023
Prior Transfer Doc	0003235522
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	13 POLAR CT, PLACIDA, FL 33946-5010
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7190 NW 109TH CT, DORAL, FL 33178-3762

Mortgage

Document Number	0003484100
Date	Jan 13, 2025
Instrument	3484100

Lender

Name	RBI MORTGAGES LLC
Type	Mortgage Company
Address	MIAMI, FL 33180

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Nov 1, 2025

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 26, 2025
Property Address	13 POLAR CT, PLACIDA, FL 33946-5010
Document Number	0003541730
Map Reference	MB 11 PG 4
Instrument Date	Jun 23, 2025
Instrument	3541730
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	TITLE 2 YOU LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7190 NW 109TH CT, DORAL, FL 33178-3762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LOS ESTANQUA 1932 #202 # 202, 202, SANTIAGO XX

Mortgage

Document Number	0003541731
Date	Jun 26, 2025
Instrument	3541731

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.37%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Max Rate	12.3%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 16, 2023
Property Address	13 POLAR CT, PLACIDA, FL 33946-5010
Document Number	0003235522
Map Reference	MB 11 PG 4A-4Z2
Instrument Date	Mar 7, 2023
Instrument	3235522
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7190 NW 109TH CT, DORAL, FL 33178-3762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8200 NW 41ST ST STE 200, 200, DORAL, FL 33166-6204

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 25, 2022
Property Address	13 POLAR CT, PLACIDA, FL 33946-5010
Document Number	0049900603
Book / Page	4990 / 603
Map Reference	MB 11 PG 4A-4Z2
Instrument Date	May 25, 2022
Instrument	3107014
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16267 ORRICK AVE, PORT CHARLOTTE, FL 33954-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7190 NW 109TH CT, DORAL, FL 33178-3762
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 9, 2020
Property Address	13 POLAR CT, PLACIDA, FL 33946-5010
Document Number	0046281555
Book / Page	004628 / 001555
Instrument Date	Sep 9, 2020
Instrument	2849747
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1870 NW 11TH ST MIAMI FL 33125, MIAMI, FL 33125

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$246.00 (-49.49%)	$16,150 (-5%) Land $16,150	$16,150 (-19.25%) Land $16,150
2024	$487.00 (-2.4%)
2023	$499.00 (+32.71%)	$17,000 (+14.29%)	$20,000 (+34.45%) Land $20,000
2022	$376.00	$14,875 Land $14,875	$14,875 Land $14,875

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 476 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	625 units insured incl. 149 condo units
Nearby Flood Claims	62 (2022–2024)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Sep 2022 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

Nearby Properties on Polar Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures