Westerly Town property record for 13 Plateau Rd, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,368 sqft · built 1964 |
| Lot Size | 0.298 acres (12,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Oct 2015) |
| Tax Bill | $3,250 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:121 B:99 |
| Primary APN | WEST M:121 B:99 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 2,568 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,960 sqft (0.298 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 22024025 |
|---|---|
| Street Address | 13 PLATEAU RD |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 99 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 50902 |
Source: Westerly Town records · APN WEST M:121 B:99
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 PLATEAU RD, WESTERLY, RI 02891-3901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE, LLC |
| Dec 03, 2020 | Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESID'L MTG |
| Oct 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESID'L MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on Record |
| Deed Sale | Oct 30, 2015 · Amount on Record |
| Deed Document Number | 20154756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 10, 2026 |
| Property Address | 13 PLATEAU RD, WESTERLY, RI 02891-3901 |
| Document Number | 02026-4881 |
| Book / Page | 2026 / 4881 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20261093 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13 PLATEAU RD, WESTERLY, RI 02891-3901 |
| Document Number | 0000001093, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 2026/4881 |
| Instrument | 20261093 |
| Name | NATIONS DIRECT MORTGAGE, LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 13 PLATEAU RD, WESTERLY, RI 02891-3901 |
| Document Number | 2020-7720 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13 PLATEAU RD WESTERLY RI 028913901, WESTERLY, RI 02891-3901 |
| Document Number | 2020-7720 |
|---|---|
| Date | Dec 09, 2020 |
| Book Page | 002020/027720 |
| Instrument | 6311 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 13 PLATEAU RD, WESTERLY, RI 02891-3901 |
| Document Number | 2019-8837 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13 PLATEAU RD WESTERLY RI 028913901, WESTERLY, RI 02891-3901 |
| Document Number | 2019-8837 |
|---|---|
| Date | Nov 05, 2019 |
| Book Page | 002019/018837 |
| Instrument | 4793 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2049 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,250.00 (+0.71%) | $457,100 (+36.29%) Land $218,500 Building $238,600 |
| 2023 | $3,227.00 (+0.66%) | $335,400 (-) Land $156,100 Building $179,300 |
| 2022 | $3,206.00 | $335,400 Land $156,100 Building $179,300 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 159 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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