13 Pinoak Dr, Exeter, RI 02822 Property Records

Exeter Town property record for 13 Pinoak Dr, Exeter, RI 02822

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,278 sqft · built 1970
Lot Size	0.312 acres (13,591 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Nov 2019)
Tax Bill	$5,354 (2025)
Deeds & Mortgages	Apr 2021 Refinance May 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`4528-04`

Property Details

APN / Parcel Number

Primary APN	`4528-04`
Alternative APN	`EXET M:0038 B:0005 L:0018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,278 sqft Living Area
Gross Area	2,862 sqft
1st Floor Area	738 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,591 sqft (0.312 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	4528-04
Street Address	13 PINOAK DR
City	EXETER
State	RI
Zip	02822-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-3
Legal Block	5
Legal Lot Number	18
Jurisdiction	EXETER RI
Township / Civil Division	EXETER
Census Block Group	3
Census Block	3083
Census Tract	50500

Owner

13 Pinoak Dr is owned and occupied by an individual who bought it in November 2019.

Source: Exeter Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 PINOAK DR, EXETER, RI 02822-3724
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
May 31, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance OCEAN STATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Prior Sale	Aug 30, 2013 · Amount on File
Deed Book / Page	542 / 49
Transfer Doc	0000501-45
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	13 PINOAK DR, EXETER, RI 02822-3724
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000573-216
Date	Apr 12, 2021
Book Page	573/216
Instrument	525

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	13 PINOAK DR, EXETER, RI 02822-3724
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000621-218
Date	May 31, 2024
Book Page	621/218
Instrument	380

Lender

Name	OCEAN STATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13 Pinoak Dr was $5,354.

Source: Exeter Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Exeter Town
Elementary School District	Exeter-West Greenwich Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,354.00	$363,000 Land $144,600 Building $218,400	$484,190
2023	$4,071.00 (+2.36%)	$285,300 (-) Land $127,400 Building $157,900
2022	$3,977.00	$285,300 Land $127,400 Building $157,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Pinoak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Pinoak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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