13 Pine St, Waterford, CT 06385 Property Records

Waterford Town property record for 13 Pine St, Waterford, CT 06385

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 400 sqft · built 1900
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2025)
Tax Bill	$1,627 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WATE M:134 L:6260`

Property Details

APN / Parcel Number

Primary APN	`WATE M:134 L:6260`
Alternative APNs	`WFRD M:134 L:6260` `0580500` `580500`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	400 sqft Living Area
Gross Area	1,060 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	580500
Street Address	13 PINE ST
City	WATERFORD
State	CT
Zip	06385-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-G
Legal Lot Number	6260
Jurisdiction	WATERFORD CT
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2001
Census Tract	693400

Owner

13 Pine St is owned and occupied by an individual who bought it in November 2025.

Source: Waterford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 PINE ST, WATERFORD, CT 06385-2409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Mar 9, 2015 · Amount on File
Deed Document Number	2025179999
Deed Book / Page	1885 / 226
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERFORD CT
Recording Date	Nov 14, 2025
Property Address	13 PINE ST, WATERFORD, CT 06385-2409
Document Number	001885-226
Book / Page	1885 / 226
Instrument Date	Nov 13, 2025
Instrument	179999
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 PINE ST, WATERFORD, CT 06385-2409

Mortgage

Document Number	001885-229
Date	Nov 14, 2025
Book Page	1885/229
Instrument	180000

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 13 Pine St was $1,627, up 5% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Waterford Town
Unified School District	Waterford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,627.00 (+5.04%)	$66,320 (-) Land $48,340 Building $17,980	$230,450 (+396.4%)
2025	$1,549.00	$66,320 Land $48,340 Building $17,980	$46,424 Land $33,838 Building $12,586
2024	$1,549.00 (+10.17%)
2023	$1,406.00	$66,320 Land $48,340 Building $17,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13 Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD WPCA serves 16,578 people · EPA ID CT1520071
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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