13 Pine St, Mount Kisco, NY 10549 Property Records

Westchester County and Mount Kisco Village property record for 13 Pine St, Mount Kisco, NY 10549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,862 sqft · built 1967
Lot Size	0.225 acres (9,811 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Aug 2025)
Tax Bill	$11,644 (2026)
Deeds & Mortgages	Aug 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`555601 80.57-6-14`

Property Details

APN / Parcel Number

Primary APN	`555601 80.57-6-14`
Alternative APNs	`55560008005700060140000000` `054500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,262 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Lot Area	9,811 sqft (0.225 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	054500
Street Address	13 PINE ST
City	MOUNT KISCO
State	NY
Zip	10549-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Block	6
Legal Lot Number	14.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT KISCO
Census Block Group	4
Census Block	4004
Census Tract	13000

Owner

Source: Westchester County and Mount Kisco Village records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 SPLIT CEDAR DR, ISLANDIA, NY 11749-1614
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on Record
Deed Sale	Aug 5, 2025 · Amount on Record
Deed Document Number	20253121
Prior Transfer Date	Jun 26, 2025
Prior Transfer Doc	0000003512
Record Updated	Oct 29, 2026

August 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 5, 2025
Property Address	13 PINE ST, MOUNT KISCO, NY 10549-3336
Document Number	0652063121
Map Reference	MAP 2980
Instrument Date	Jul 25, 2025
Instrument	652063121
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026
Title Company	SPONA ABSTRACT SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 PINE ST, MOUNT KISCO, NY 10549-3336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SPLIT CEDAR DR, ISLANDIA, NY 11749-1614

Mortgage

Document Number	0652123247
Date	Aug 5, 2025
Instrument	652123247

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Westchester County and Mount Kisco Village assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision / Municipality	Mount Kisco Village
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,644.00 (+829.29%)
2025	$1,253.00	$68,000 (-) Land $10,900 Building $57,100	$488,857 (-53.41%) Land $78,361 Building $410,496
2024		$68,000 (-) Land $10,900 Building $57,100	$1,049,383 (+10.49%) Land $168,210 Building $881,173
2023		$68,000 Land $10,900 Building $57,100	$949,721 Land $152,235 Building $797,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2016)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT KISCO WATER DEPARTMENT serves 11,187 people · EPA ID NY5903437
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20