13 Phillips Cir, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 13 Phillips Cir, Swampscott, MA 01907

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,660 sqft · built 1930
Lot Size0.146 acres (6,355 sqft)
Owner2 Individual Names on Record
Last Sale$427,500 (Feb 2015)
Tax Bill$8,710 (2026)
Deeds & MortgagesSep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNSWAM M:0023 B:0036 L:0

Property Details

APN / Parcel Number

Primary APNSWAM M:0023 B:0036 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,660 sqft Living Area
Gross Area3,462 sqft
Basement Area1,038 sqft
Unfinished Basement208 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area6,355 sqft (0.146 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address13 PHILLIPS CIR
CitySWAMPSCOTT
StateMA
Zip01907-2332
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeA-2
Legal Block36
JurisdictionSWAMPSCOTT MA
Township / Civil DivisionSWAMPSCOTT
Census Block Group4
Census Block4010
Census Tract202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 PHILLIPS CIR, SWAMPSCOTT, MA 01907-2332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2015 · Amount on Record
Deed SaleFeb 13, 2015 · Amount on Record
Deed Book / Page33851 / 539
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAMPSCOTT MA
Property Address13 PHILLIPS CIR, SWAMPSCOTT, MA 01907-2332
Document Number37837-364
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedOct 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13 PHILLIPS CIR SWAMPSCOTT MA 019072332, SWAMPSCOTT, MA 01907-2332

Mortgage

Document Number37837-364
DateSep 13, 2019
Book Page037837/000364
Instrument190913750
Lender
NameTREMONT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 12, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSwampscott Town
Unified School DistrictSwampscott School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,710.00 (+4.78%)$725,800 (+0.14%) Land $357,700 Building $368,100$788,824
2025$8,313.00 (+9.42%)$724,800 (+12.01%) Land $357,700 Building $367,100
2023$7,597.00$647,100 Land $305,300 Building $341,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims122 (1978–2018)
Claims Outside the SFHA23 of 122
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 12 claims
  • Coastal Storm, Oct 1991 · 21 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWAMPSCOTT WATER DEPT. (MWRA)
serves 15,300 people · EPA ID MA3291000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillips Cir

Nearby Streets

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