13 Pennell Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 13 Pennell Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,863 sqft · built 2006
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Feb 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`HARP M:049 L:009`

Property Details

APN / Parcel Number

Primary APN	`HARP M:049 L:009`
Alternative APN	`3543`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,863 sqft Living Area
Gross Area	4,082 sqft
1st Floor Area	1,242 sqft
Basement Area	943 sqft
Unfinished Basement	943 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3543
Street Address	13 PENNELL RD
City	HARPSWELL
State	ME
Zip	04079-3770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INT
Legal Lot Number	9
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3002
Census Tract	17102

Owner

13 Pennell Rd is owner-occupied and held in a trust since February 2018.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13 PENNELL RD, HARPSWELL, ME 04079-3770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2018
Deed Sale	Feb 20, 2018
Prior Sale	Feb 20, 2018
Deed Document Number	20188011
Deed Book / Page	34664 / 238
Transfer Doc	0346640238
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARPSWELL ME
Recording Date	Feb 8, 2024
Property Address	13 PENNELL RD, HARPSWELL, ME 04079-3770
Document Number	0406030170
Book / Page	40603 / 170
Instrument Date	Nov 6, 2023
Instrument	4730
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 PENNELL RD, HARPSWELL, ME 04079

Tax Assessment & Valuation

The 2025 property tax bill for 13 Pennell Rd was $2,047, up 4.8% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,047.00 (+4.76%)	$307,300 (-) Land $87,800 Building $219,500
2024	$1,954.00 (+4.21%)	$307,300 (-) Land $87,800 Building $219,500
2023	$1,875.00 (+3.42%)	$307,300 (-) Land $87,800 Building $219,500
2022	$1,813.00	$307,300 Land $87,800 Building $219,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 Pennell Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Pennell Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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