Flagler County property record for 13 Pat Pl, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,957 sqft · built 2023 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,000 (Jul 2021) |
| Tax Bill | $5,095 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jul 2021 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7025-00610-0010 |
| Primary APN | 07-11-31-7025-00610-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,957 sqft Living Area |
| 1st Floor Area | 1,957 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,413 sqft (0.262 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13 PAT PL |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 25 BLOCK 00061 LOT 0001 SUBDIVISION COMPLETION YEAR 1975 OR 477 PG 1236 OR 974 PG 1011 OR 1081 PG 1802 OR 1210/368 OR 2314/1400 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 61 |
| Legal Lot Number | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 60212 |
Source: Flagler County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 PAT PL, PALM COAST, FL 32164-7559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Jul 22, 2021 | Warranty Deed, Construction Loan · Construction Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Oct 26, 2018 | Grant Deed, Transfer AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Oct 26, 2018 · Amount on Record |
| Deed Document Number | 202140055 |
| Deed Book / Page | 2586 / 1355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 13 PAT PL, PALM COAST, FL 32164-7559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 25 PINELAND LN, PALM COAST, FL 32164-7021 |
| Document Number | 0027541209 |
|---|---|
| Date | Feb 6, 2023 |
| Book Page | 2754/1209 |
| Instrument | 2023004512 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77487 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 13 PAT PL, PALM COAST, FL 32164-7559 |
| Document Number | 0025861355 |
| Book / Page | 2586 / 1355 |
| Map Reference | MB 9 PG 15 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2021040055 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 22, 2022 |
| Title Company | FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $371.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 FENWICK LN, 40, PALM COAST, FL 32137-9115 |
| Name | Verified Name |
|---|---|
| Address | 25 PINELAND LN, PALM COAST, FL 32164-7021 |
| Document Number | 0025861356 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2586/1356 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 6, 2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 26, 2018 |
| Property Address | 13 PAT PL, PALM COAST, FL 32164-7559 |
| Document Number | 0023141400 |
| Book / Page | 002314 / 001400 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 40375 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $126.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 FENWICK LN PALM COAST FL 321379115, PALM COAST, FL 32137-9115 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,095.00 (+540.08%) Homeowner's exemption | $323,510 (+652.35%) Land $52,500 Building $271,010 | $323,510 (+652.35%) Land $52,500 Building $271,010 |
| 2023 | $796.00 (-3.75%) | $43,000 (-1.15%) Land $43,000 | $43,000 (-1.15%) Land $43,000 |
| 2022 | $827.00 | $43,500 Land $43,500 | $43,500 Land $43,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 7 (2007–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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