13 Pamela Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 13 Pamela Rd, Natick, MA 01760

Property Summary

Property TypeVacant Land
Details3 bd · 2.5 ba · 1,242 sqft · built 1965
Lot Size0.65 acres (28,331 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Jul 2012)
Tax Bill$5,884 (2025)
Deeds & MortgagesFeb 2021 Refinance
Sep 2022 Line of Credit
+ 4 more
Flood ZoneZone A (high risk)
APN8-0000003W

Property Details

APN / Parcel Number

Primary APN8-0000003W
Alternative APN
  • NATI M:00000008 P:0000003W

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,242 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2005
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Lot Area28,331 sqft (0.65 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number8-0000003W
Street Address13 PAMELA RD
CityNATICK
StateMA
Zip01760-1311
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeRSC
Legal SubdivisionNORTHVIEW
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group3
Census Block3002
Census Tract382100

Owner

13 Pamela Rd, vacant land, is owned and occupied by two individuals who bought it in July 2012.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address13 PAMELA RD, NATICK, MA 01760-1311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Sep 14, 2022Deed of Trust, Mortgage · Line of Credit
MIDDLESEX SAVINGS BANK
Oct 2, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Jun 19, 2019Deed of Trust, Mortgage · Balloon Mortgage
MIDDLESEX SAVINGS BANK
Mar 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA
Sep 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2012 · Amount on File
Deed SaleJul 18, 2012 · Amount on File
Prior SaleMar 29, 2007 · Amount on File
Deed Book / Page59549 / 425
Transfer Doc00057539-3
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address13 PAMELA RD, NATICK, MA 01760-1311
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077079-131
DateFeb 26, 2021
Book Page77079/131
Instrument43841
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address13 PAMELA RD, NATICK, MA 01760-1311
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080707-540
DateSep 14, 2022
Book Page80707/540
Instrument139907
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address13 PAMELA RD, NATICK, MA 01760-1311
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083308-571
DateOct 2, 2024
Book Page83308/571
Instrument111920
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2054

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address13 PAMELA RD, NATICK, MA 01760-1311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number72786-68
DateJun 19, 2019
Book Page72786/68
Instrument84094
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address13 PAMELA RD, NATICK, MA 01760-1311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74272-92
DateMar 11, 2020
Book Page74272/92
Instrument36942
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueApr 1, 2040

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address13 PAMELA RD, NATICK, MA 01760-1311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75700-3
DateSep 23, 2020
Book Page75700/3
Instrument169364
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13 Pamela Rd was $5,884, down 34.1% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,884.00 (-34.07%)$492,000 (-32.41%) Land $491,200 Building $800$916,085
2024$8,924.00 (+3.37%)$727,900 (+6.57%) Land $464,100 Building $263,800
2023$8,633.00$683,000 Land $433,000 Building $250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Pamela Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Pamela Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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