St. Charles Parish property record for 13 Palmer Dr, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 2,350 sqft · built 1972 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $363,000 (Sep 2023) |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| APN | 2-049 000 00178 |
| Primary APN | 2-049 000 00178 |
|---|
| Building Area | 2,350 sqft Living Area |
|---|
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 13 PALMER DR |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 178, WILLOWDALE SUBD. |
| Legal Subdivision | WILLOWDALE COUNTRY CLUB |
| Legal Lot Number | 178 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 63100 |
Source: St. Charles Parish records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 PALMER DR, LULING, LA 70070-3128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Sep 11, 2023 | Cash Sale Deed, Transfer · Conventional Mortgage GO MORTGAGE LLC |
| Mar 12, 2018 | Deed of Trust, Mortgage CHASE BK/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on Record |
| Deed Sale | Sep 11, 2023 · Amount on Record |
| Deed Document Number | 2023477324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Jul 30, 2026 |
| Property Address | 13 PALMER DR, LULING, LA 70070-3128 |
| Document Number | 0000497900 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2026497900 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 13 PALMER DR, LULING, LA 70070-3128 |
| Document Number | 0000497900, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026497900 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Sep 11, 2023 |
| Property Address | 13 PALMER DR, LULING, LA 70070-3128 |
| Document Number | 0000477324 |
| Map Reference | COB 633 FO 611 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 477324 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 PARK POINTE CIR, WINSTON SALEM, NC 27104-3772 |
| Name | Verified Name |
|---|---|
| Address | 13 PALMER DR, LULING, LA 70070-3128 |
| Document Number | 0000477325 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 477325 |
| Name | GO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 13 PALMER DR, LULING, LA 70070-3128 |
| Document Number | 0017570362 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2018 |
| Title Company | CHICAGO TITLE INSURANCE COMPANY/OR |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 PALMER DR LULING LA 700703128, LULING, LA 70070-3128 |
| Document Number | 0017570362 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 001757/000362 |
| Instrument | 431049 |
| Name | CHASE BK/MD |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 18, 2048 |
Source: St. Charles Parish assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,877.00 (-1.57%) Homeowner's exemption | $26,080 (-) Land $9,320 Building $16,760 | $260,800 (-) Land $93,200 Building $167,600 |
| 2024 | $1,907.00 (-16.1%) Homeowner's exemption | $26,080 (+28.09%) Land $9,320 Building $16,760 | $260,800 (+28.09%) Land $93,200 Building $167,600 |
| 2023 | $2,273.00 (+51.23%) | $20,360 (-) Land $5,920 Building $14,440 | $203,600 (-) Land $59,200 Building $144,400 |
| 2022 | $1,503.00 Homeowner's exemption | $20,360 Land $5,920 Building $14,440 | $203,600 Land $59,200 Building $144,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 757 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 757 in force |
| Nearby Flood Claims | 115 (1980–2025) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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