Harford County property record for 13 Old Sound Rd, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,518 sqft · built 1967 |
| Lot Size | 0.126 acres (5,475 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,069 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-144472 |
| Primary APN | 01-144472 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,518 sqft Total Area |
| Utility Area | 64 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 5,475 sqft (0.126 acres) |
| Lot Dimensions | 150 ft deep x 5 ft wide |
| View / Lot | Waterfront |
| Deck Area | 360 sqft |
| Patio Area | 152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 144472 |
|---|---|
| Street Address | 13 OLD SOUND RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4524 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 47 36.5X150 AVG 13 OLD SOUND ROAD RUMSEY ISL PT 16/89 |
| Legal Subdivision | RUMSEY ISLAND PART THREE |
| Legal Block | 88 |
| Legal Lot Number | 47 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
13 Old Sound Rd, a townhouse, is owned and occupied by two individuals who acquired it in October 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 15, 2021 | Intrafamily Transfer, Transfer |
| Oct 22, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Oct 22, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2021 |
| Deed Sale | Oct 15, 2021 |
| Prior Sale | Oct 22, 2019 |
| Deed Book / Page | 15107 / 427 |
| Prior Transfer Date | May 27, 2021 |
| Prior Transfer Doc | 0151070427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 15, 2021 |
| Property Address | 13 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Document Number | 0151070427 |
| Book / Page | 15107 / 427 |
| Map Reference | MB GRG 16 FO 89 |
| Instrument Date | May 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Document Number | 0015107410 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 15107/410 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 15, 2021 |
| Property Address | 13 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Document Number | 0151070402 |
| Book / Page | 15107 / 402 |
| Map Reference | MB 18 FO 69 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 22, 2019 |
| Property Address | 13 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Document Number | 0135040433 |
| Book / Page | 013504 / 000433 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 OLD SOUND RD JOPPA MD 210854524, JOPPA, MD 21085-4524 |
| Document Number | 135040440 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 013504/000440 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 22, 2019 |
| Property Address | 13 OLD SOUND RD, JOPPA, MD 21085-4524 |
| Document Number | 0135040461 |
| Book / Page | 013504 / 000461 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13 OLD SOUND RD JOPPA MD 210854524, JOPPA, MD 21085-4524 |
The 2026 property tax bill for 13 Old Sound Rd was $3,069, up 5.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,069.00 (+5.39%) | $281,667 (+2.64%) | $288,900 (-) Land $123,000 Building $165,900 |
| 2025 | $2,912.00 | $274,433 | $288,900 Land $123,000 Building $165,900 |
| 2023 | $257,167 | $267,200 Land $123,000 Building $144,200 | |
| 2022 | $2,693.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Old Sound Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Old Sound Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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