Middlesex County and Bedford Town property record for 13 Norma Rd, Bedford, MA 01730
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,724 sqft · built 1961 |
| Lot Size | 0.692 acres (30,152 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,210,000 (Sep 2025) |
| Tax Bill | $9,704 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BEDF M:060 P:0091 |
| Primary APN | BEDF M:060 P:0091 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,724 sqft Living Area |
| Gross Area | 3,524 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,152 sqft (0.692 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 13 NORMA RD |
|---|---|
| City | BEDFORD |
| State | MA |
| Zip | 01730-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Jurisdiction | BEDFORD MA |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 359303 |
Source: Middlesex County and Bedford Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 NORMA RD, BEDFORD, MA 01730-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 17, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 3, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Aug 3, 2020 · Amount on Record |
| Deed Book / Page | 84623 / 335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Sep 17, 2025 |
| Property Address | 13 NORMA RD, BEDFORD, MA 01730-2024 |
| Document Number | 084623-335 |
| Book / Page | 84623 / 335 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 112483 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13 NORMA RD, BEDFORD, MA 01730-2024 |
| Document Number | 0000112484 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 112484 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Oct 1, 2032 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD MA |
| Recording Date | Aug 3, 2020 |
| Property Address | 13 NORMA RD, BEDFORD, MA 01730-2024 |
| Document Number | 75282-409 |
| Book / Page | 75282 / 409 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 129222 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13 NORMA RD, BEDFORD, MA 01730-2024 |
| Document Number | 129223 |
|---|---|
| Date | Aug 3, 2020 |
| Instrument | 129223 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Bedford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Bedford Town |
| Unified School District | Bedford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,704.00 (+6.42%) | $806,000 (+5%) Land $476,400 Building $329,600 | $959,500 |
| 2024 | $9,119.00 (+0.6%) | $767,600 (+5.67%) Land $453,700 Building $313,900 | |
| 2023 | $9,065.00 | $726,400 Land $428,500 Building $297,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 2 (2010–2016) |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD WATER DEPT. serves 14,955 people · EPA ID MA3023000 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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