13 No Bottom Ridge Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 13 No Bottom Ridge Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,062 sqft · built 2004
Lot Size0.999 acres (43,504 sqft)
OwnerIndividual Name on File
Last Sale$1,200,000 (Apr 2021)
Tax Bill$13,133 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7022720

Property Details

APN / Parcel Number

Primary APN7022720
Alternative APN
  • WEST M:138 B:27 L:BBB

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,062 sqft Living Area
Gross Area4,124 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area43,504 sqft (0.999 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number7022720
Street Address13 NO BOTTOM RIDGE RD
CityWESTERLY
StateRI
Zip02891-4116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block27
Legal Lot NumberBBB
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group3
Census Block3039
Census Tract50902

Owner

Source: Westerly Town records · APN 7022720

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 MEMORY LN, GREENWICH, CT 06831-3224
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2021 · Amount on Record
Deed SaleApr 13, 2021 · Amount on Record
Prior SaleOct 04, 1999 · Amount on Record
Deed Document Number20212161
Deed Book / Page2021 / 9557
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateApr 13, 2021
Property Address13 NO BOTTOM RIDGE RD, WESTERLY, RI 02891-4116
Document Number2021-9557
Book / Page2021 / 9557
Instrument DateApr 13, 2021
Instrument2021-2161
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 MEMORY LN, GREENWICH, CT 06831-3224

Mortgage

Document Number20212162
DateApr 13, 2021
Instrument2021-2162
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate1.63%
Type Change DateMay 01, 2026
Max Rate At Change3%
IndexOther
Margin3

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,133.00 (-1.15%)$1,688,100 (+29.09%) Land $832,800 Building $855,300
2023$13,286.00 (+0.59%)$1,307,700 (-) Land $599,500 Building $708,200
2022$13,208.00$1,307,700 Land $599,500 Building $708,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2009–2010)
Most Recent ClaimMar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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