13 Nelson St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 13 Nelson St, Waterville, ME 04901

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,000 sqft · built 1968
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$128,800 (May 2019)
Tax Bill$3,206 (2025)
Deeds & MortgagesMay 2025 Line of Credit
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWAVL M:032 B:106

Property Details

APN / Parcel Number

Primary APNWAVL M:032 B:106
Alternative APN
  • 569

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area2,000 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number569
Street Address13 NELSON ST
CityWATERVILLE
StateME
Zip04901-5018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionROMEO GILBERT
Legal Block106
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group1
Census Block1017
Census Tract24201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 NELSON ST, WATERVILLE, ME 04901-5018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 23, 2025Deed of Trust, Mortgage · Line of Credit
NEW DIMENSIONS FEDERAL CREDIT UNION
Sep 24, 2018Deed of Trust, Mortgage
KENNEBEC FED S&L
May 10, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
NEW DIMENSIONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2019 · Amount on Record
Deed SaleMay 10, 2019 · Amount on Record
Deed Document Number20198545
Deed Book / Page13206 / 173
Record UpdatedOct 29, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address13 NELSON ST, WATERVILLE, ME 04901-5018
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025010027
DateMay 23, 2025
Book Page15375/192
Instrument2025010027
Lender
NameNEW DIMENSIONS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address13 NELSON ST, WATERVILLE, ME 04901-5018
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018022180
DateSep 24, 2018
Book Page13033/0070
Instrument2018022180
Lender
NameKENNEBEC FED S&L
Agreement
AmountAmount Recorded
Term180 Months
DueSep 24, 2033

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateMay 10, 2019
Property Address13 NELSON ST, WATERVILLE, ME 04901-5018
Document Number2019008545
Book / Page13206 / 173
Instrument DateMay 9, 2019
Instrument2019008545
Transaction TypeTransfer
Record UpdatedMay 10, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 BOOKER AVE, BENTON, ME 04901-3301

Mortgage

Document Number2019008546
DateMay 10, 2019
Instrument2019008546
Lender
NameNEW DIMENSIONS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,206.00 (+5.36%)$188,600 (+23.35%) Land $25,400 Building $163,200
2024$188,860
2023$3,043.00 (+14.96%)$152,900 (+49.32%) Land $18,600 Building $134,300
2022$2,647.00$102,400 Land $13,900 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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