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13 N Lowery Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 13 N Lowery Ct, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,170 sqft · built 1985
Lot Size0.22 acres (9,583 sqft)
Owner2 Company Names on Record
Last Sale$555,000 (Jul 2017)
Tax Bill$6,390 (2026)
Deeds & MortgagesFeb 2022 Refinance
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN017-16-2326-000

Property Details

APN / Parcel Number

Primary APN017-16-2326-000
Alternative APN
  • 64A4 2 19

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,170 sqft Living Area
1st Floor Area2,398 sqft
Basement Area772 sqft
Finished Basement772 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area528 sqft
Deck AreaDeck Area
Patio Area524 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address13 N LOWERY CT
CitySTERLING
StateVA
Zip20165-6204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH3
Legal DescriptionCOUNTRYSIDE SEC.5A LOT 19 1848--1475
Legal SubdivisionCOUNTRYSIDE
Legal Block3
Legal Lot Number19
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group3
Census Block3002
Census Tract611102

Owner

Source: Loudoun County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address13 N LOWERY CT, STERLING, VA 20165-6204
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Aug 15, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Aug 15, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Jul 6, 2017Warranty Deed, Transfer · VA Mortgage
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2017 · Amount on Record
Deed SaleJul 6, 2017 · Amount on Record
Prior SaleApr 6, 2016 · Amount on Record
Deed Document Number201741090
Last Transfer DateOct 24, 2019
Transfer Doc0000068404
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address13 N LOWERY CT, STERLING, VA 20165-6204
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009228
DateFeb 14, 2022
Instrument202202140009228
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052
Interest
Rate TypeFixed Rate
Rate2.25%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address13 N LOWERY CT, STERLING, VA 20165-6204
Document Number20200825073264
Instrument DateAug 15, 2020
Transaction TypeMortgage
Record UpdatedSep 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 N LOWERY CT STERLING VA 201656204, STERLING, VA 20165-6204

Mortgage

Document Number20200825073264
DateAug 25, 2020
Instrument73264
Lender
NamePENNYMAC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 24, 2050
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address13 N LOWERY CT, STERLING, VA 20165-6204
Document Number20190820048449
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 N LOWERY CT STERLING VA 201656204, STERLING, VA 20165-6204

Mortgage

Document Number20190820048449
DateAug 20, 2019
Instrument48449
Lender
NamePENNYMAC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2049
Interest
Rate TypeFixed Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateJul 6, 2017
Property Address13 N LOWERY CT, STERLING, VA 20165-6204
Document Number20170706041090
Instrument DateJun 30, 2017
Instrument41090
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 N LOWERY CT STERLING VA 201656204, STERLING, VA 20165-6204

Mortgage

Document Number20170706041091
DateJul 6, 2017
Instrument41091
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 5, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,390.00 (+4.69%)$793,890 (+13.79%) Land $259,100 Building $534,790$793,890 (+13.79%) Land $259,100 Building $534,790
2023$6,104.00$697,650 Land $259,100 Building $438,550$697,650 Land $259,100 Building $438,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		1,200 / 35

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