Cumberland County and Harpswell Town property record for 13 N Ledges Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,199 sqft · built 1979 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,822 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:045 L:113 |
| Primary APN | HARP M:045 L:113 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,199 sqft Living Area |
| Gross Area | 5,643 sqft |
| 1st Floor Area | 1,772 sqft |
| Attic | Attic |
| Attic Area | 112 sqft |
| Basement Area | 924 sqft |
| Unfinished Basement | 924 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 3314 |
|---|---|
| Street Address | 13 N LEDGES RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CF2 |
| Legal Lot Number | 113 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 17102 |
13 N Ledges Rd is owner-occupied and held in a trust since February 2023.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13 N LEDGES RD, HARPSWELL, ME 04079-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2017 |
| Deed Sale | Jul 26, 2017 |
| Deed Document Number | 201736023 |
| Deed Book / Page | 34185 / 147 |
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 0000004519 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 13 N Ledges Rd was $5,822, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,822.00 (+4.71%) | $874,200 (-) Land $374,900 Building $499,300 |
| 2024 | $5,560.00 (+4.26%) | $874,200 (-) Land $374,900 Building $499,300 |
| 2023 | $5,333.00 (+3.39%) | $874,200 (-) Land $374,900 Building $499,300 |
| 2022 | $5,158.00 | $874,200 Land $374,900 Building $499,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 13 N Ledges Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 N Ledges Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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