York County and Saco City property record for 13 Morgan Cir, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,560 sqft · built 2004 |
| Lot Size | 0.237 acres (10,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Sep 2023) |
| Tax Bill | $6,278 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Sep 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SACO M:088 L:037 U:043-000 |
| Primary APN | SACO M:088 L:037 U:043-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,060 sqft |
| 1st Floor Area | 780 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,336 sqft (0.237 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 13 MORGAN CIR |
|---|---|
| City | SACO |
| State | ME |
| Zip | 04072-9109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR |
| Legal Subdivision | CLUSTER RESID L DEVELOPMENT |
| Legal Lot Number | 37 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 5100 |
13 Morgan Cir is owned and occupied by two individuals who bought it in September 2023.
Source: York County and Saco City records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 MORGAN CIR, SACO, ME 04072-9109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Sep 1, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Mar 7, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 18, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage RESIDENTIAL MTG SVC |
| Mar 7, 2017 | Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | Mar 7, 2017 · Amount on File |
| Deed Document Number | 202327383 |
| Deed Book / Page | 19304 / 732 |
| Prior Transfer Date | Aug 31, 2023 |
| Prior Transfer Doc | 0193040732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 13 MORGAN CIR, SACO, ME 04072-9109 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0187570733 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 18757/733 |
| Instrument | 2021045012 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Sep 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Sep 1, 2023 |
| Property Address | 13 MORGAN CIR, SACO, ME 04072-9109 |
| Document Number | 0193040732 |
| Book / Page | 19304 / 732 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023027383 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 9201 GATEWAY CIR, SCARBOROUGH, ME 04074-5548 |
| Document Number | 2023027384 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2023027384 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 13 MORGAN CIR, SACO, ME 04072-9109 |
| Document Number | 0181930794 |
| Instrument Date | Mar 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13 MORGAN CIR SACO ME 040729109, SACO, ME 04072-9109 |
| Document Number | 0181930794 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 018193/000794 |
| Instrument | 11886 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 12, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Sep 18, 2017 |
| Property Address | 13 MORGAN CIR, SACO, ME 04072-9109 |
| Document Number | 0175610672 |
| Book / Page | 017561 / 000672 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 39520 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 ROSS RD SACO ME 040721538, SACO, ME 04072-1538 |
| Document Number | 175610674 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 017561/000674 |
| Instrument | 39521 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PORTLAND, ME 04106 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Mar 7, 2017 |
| Property Address | 13 MORGAN CIR, SACO, ME 04072-9109 |
| Document Number | 0174320587 |
| Book / Page | 017432 / 000587 |
| Instrument Date | Feb 25, 2017 |
| Instrument | 8953 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 MORGAN CIR SACO ME 040729109, SACO, ME 04072-9109 |
| Document Number | 174320591 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 017432/000591 |
| Instrument | 8954 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2047 |
The 2025 property tax bill for 13 Morgan Cir was $6,278, up 2.1% from the year before.
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,278.00 (+2.11%) | $442,100 (+1.03%) Land $130,300 Building $311,800 | |
| 2024 | $6,148.00 | $437,600 Land $130,300 Building $307,300 | $463,600 |
| 2022 | $5,488.00 | $299,400 Land $99,300 Building $200,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Morgan Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2010 · Severe Winter Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Morgan Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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