13 Monroe St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 13 Monroe St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,382 sqft · built 1920
Lot Size	0.121 acres (5,249 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jun 2025)
Tax Bill	$3,868 (2026)
Deeds & Mortgages	Jun 2025 Sale Mar 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0090 B:0000 L:5`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0090 B:0000 L:5`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,382 sqft Living Area
Gross Area	5,212 sqft
Basement Area	1,191 sqft
Unfinished Basement	1,191 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,249 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	13 MONROE ST
City	HOLYOKE
State	MA
Zip	01040
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RO
Legal Lot Number	5
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	3
Census Block	3003
Census Tract	812001

Owner

13 Monroe St, a duplex, is owned by two individuals who bought it in June 2025.

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 HILDRETH AVE, SOUTH HADLEY, MA 01075-2015
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Warranty Deed, Transfer
Mar 4, 2025	Warranty Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Mar 4, 2025 · Amount on File
Deed Document Number	202529192
Deed Book / Page	25921 / 333
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jun 27, 2025
Property Address	13 MONROE ST, HOLYOKE, MA 01040
Document Number	025921-333
Book / Page	25921 / 333
Instrument Date	Jun 27, 2025
Instrument	29192
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11 HIDRETH AVE, SOUTH HADLEY, MA 01075-2015

March 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HOLYOKE MA
Recording Date	Mar 4, 2025
Property Address	13 MONROE ST, HOLYOKE, MA 01040
Document Number	025779-411
Book / Page	25779 / 411
Instrument Date	Mar 4, 2025
Instrument	9610
Transaction Type	Construction Loan
Record Updated	Oct 2, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 FIRGLADE AVE, SPRINGFIELD, MA 01108-2503
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009611
Date	Mar 4, 2025
Instrument	9611

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 13 Monroe St was $3,868, up 6.9% from the year before.

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,868.00 (+6.91%)	$221,900 (+7.09%) Land $44,600 Building $176,400	$371,355
2025	$3,618.00 (+7.14%)	$207,200 (+16.27%) Land $41,600 Building $165,600
2024	$3,377.00 (+7.99%)	$178,200 (+6.9%) Land $39,500 Building $138,700
2023	$3,127.00	$166,700 Land $39,500 Building $127,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Monroe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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