13 Michael Ct, Bethalto, IL 62010 Property Records

Madison County property record for 13 Michael Ct, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,120 sqft · built 1987
Lot Size	0.211 acres (9,222 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Nov 2021)
Tax Bill	$5,900 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale & Mortgage
APN	`19-2-08-01-19-401-042`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-01-19-401-042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	9,222 sqft (0.211 acres)
Lot Dimensions	106 ft deep x 87 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	13 MICHAEL CT
City	BETHALTO
State	IL
Zip	62010-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNEY VILLAGE EST LOT 22 87X106XIRR
Legal Subdivision	DOWNEY VILLAGE EST
Legal Lot Number	22
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	2
Census Block	2043
Census Tract	401721

Owner

13 Michael Ct is owned and occupied by two individuals who bought it in November 2021.

Source: Madison County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 MICHAEL CT, BETHALTO, IL 62010-1407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDAMERICA CU
Nov 4, 2021	Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Deed Document Number	202146248
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	13 MICHAEL CT, BETHALTO, IL 62010-1407
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045975
Date	Nov 2, 2021
Instrument	2021R45975

Lender

Name	FIRST MIDAMERICA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	Nov 1, 2029

Interest

Rate Type	Fixed Rate

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Nov 4, 2021
Property Address	13 MICHAEL CT, BETHALTO, IL 62010-1407
Document Number	0000046248
Map Reference	PB 43 PG 85
Instrument Date	Nov 3, 2021
Instrument	2021R46248
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3601 WABASH AVE, SPRINGFIELD, IL 62711-7436

Mortgage

Document Number	0000046249
Date	Nov 4, 2021
Instrument	2021R46249

Lender

Name	TOWN & COUNTRY BANC MTG SVCS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13 Michael Ct was $5,900, up 6.8% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bethalto Village
County	Madison County
County Subdivision	Wood River Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,900.00 (+6.79%)	$84,980 Land $8,430 Building $76,550	$254,940 Land $25,290 Building $229,650
2024	$5,525.00
2022	$5,551.00	$73,150 Land $6,690 Building $66,460	$219,670 Land $20,090 Building $199,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 13 Michael Ct; there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1979–2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Michael Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Michael Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures