Frederick County property record for 13 McMurray St, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,304 sqft · built 1910 |
| Lot Size | 0.048 acres (2,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Oct 2025) |
| Tax Bill | $4,422 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-122219 |
| Primary APN | 02-122219 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,304 sqft Total Area |
| 1st Floor Area | 652 sqft |
| Attic Area | 240 sqft |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 2,124 sqft (0.048 acres) |
| Lot Depth | 1 ft Depth |
| Porch | Open Porch |
| Porch Area | 98 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 122219 |
|---|---|
| Old Parcel Number | 2122219 |
| Street Address | 13 MCMURRAY ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-6509 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DR |
| Legal Description | LT 18 X 118 13 MCMURRAY ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 13 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 750300 |
Source: Frederick County records · APN 02-122219
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 MCMURRAY ST, FREDERICK, MD 21701-6509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 04, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Oct 24, 2025 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Sep 04, 2014 · Amount on Record |
| Deed Document Number | 0017572225 |
| Deed Book / Page | 17572 / 225 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13 MCMURRAY ST, FREDERICK, MD 21701-6509 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0157420134 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 15742/134 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13 MCMURRAY ST, FREDERICK, MD 21701-6509 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0148410002 |
|---|---|
| Date | May 04, 2021 |
| Book Page | 14841/2 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 24, 2025 |
| Property Address | 13 MCMURRAY ST, FREDERICK, MD 21701-6509 |
| Document Number | 0175720225 |
| Book / Page | 17572 / 225 |
| Instrument Date | Oct 03, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 13 MCMURRAY ST, FREDERICK, MD 21701-6509 |
| Document Number | 0017572234 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 17572/234 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 13 MCMURRAY ST, FREDERICK, MD 21701-6509 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0132190165 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 13219/0165 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2039 |
Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,422.00 (+11.58%) Homeowner's exemption | $255,900 (+8.79%) Land $120,300 Building $135,600 | $255,900 (-) Land $120,300 Building $135,600 |
| 2023 | $3,963.00 Homeowner's exemption | $235,233 | $255,900 Land $120,300 Building $135,600 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217503002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2000) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2000 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 577 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0100015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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