Westchester County and Rye City property record for 13 McCullough Pl, Rye, NY 10580
| Property Type | Office Building |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,100,000 (Aug 2025) |
| Tax Bill | $30,672 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-7-1-21 |
| Primary APN | 551400 146-7-1-21 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|
| Street Address | 13 MCCULLOUGH PL |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2934 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38 STRATFORD AVE, GARDEN CITY, NY 11530-2521 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 12, 2025 | Deed of Trust, Mortgage · SBA Mortgage BUSINESS INITIATIVE CORPORATION OF NEW Y |
| Aug 12, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BUSINESS INITIATIVE CORPPORATION OF NEW |
| May 28, 2024 | Deed of Trust, Mortgage · Commercial Mortgage TD BANK NA |
| Aug 12, 2025 | Bargain and Sale Deed, Transfer · Non-Conforming Investor Loan HARVEST SMALL BUSINESS FINANCE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2025 · Amount on Record |
| Deed Sale | Aug 12, 2025 · Amount on Record |
| Prior Sale | Dec 1, 2011 · Amount on Record |
| Deed Document Number | 20253526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 13 MCCULLOUGH PL, RYE, NY 10580-2934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | VISTA LAND SERVICES, VISTA LAND SREVICES |
| Name | Verified Name |
|---|
| Document Number | 0652233731 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 652233731 |
| Name | BUSINESS INITIATIVE CORPORATION OF NEW Y |
|---|---|
| Type | Non-Lending Institution |
| Address | BRONX, NY 10451 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 13 MCCULLOUGH PL, RYE, NY 10580-2934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 13 MCCULLOUGH PL, RYE, NY 10580-2934 |
| Document Number | 0652233727 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 652233727 |
| Name | BUSINESS INITIATIVE CORPPORATION OF NEW |
|---|---|
| Type | Non-Lending Institution |
| Address | BRONX, NY 10451 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 13 MCCULLOUGH PL, RYE, NY 10580-2934 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Title Company | FUTURE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0641103205 |
|---|---|
| Date | May 28, 2024 |
| Instrument | 641103205 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WEST HARRISON, NY 10604 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 12, 2025 |
| Property Address | 13 MCCULLOUGH PL, RYE, NY 10580-2934 |
| Document Number | 0652103526 |
| Instrument Date | Aug 4, 2025 |
| Instrument | 652103526 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | VISTA LAND SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 MCCULLOUGH PL, RYE, NY 10580-2934 |
| Name | Verified Name |
|---|---|
| Address | 38 STRATFORD AVE, GARDEN CITY, NY 11530-2521 |
| Document Number | 0652233726 |
|---|---|
| Date | Aug 12, 2025 |
| Instrument | 652233726 |
| Name | HARVEST SMALL BUSINESS FINANCE LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,672.00 (+8.95%) | ||
| 2025 | $28,153.00 | $24,195 (-) Land $13,300 Building $10,895 | $2,050,424 (+6.78%) Land $1,127,119 Building $923,305 |
| 2024 | $24,195 (-) Land $13,300 Building $10,895 | $1,920,239 (+2.38%) Land $1,055,556 Building $864,683 | |
| 2023 | $24,195 Land $13,300 Building $10,895 | $1,875,582 Land $1,031,008 Building $844,574 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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