13 Maple Leaf Ct, Stafford, VA 22554 Property Records

Stafford County property record for 13 Maple Leaf Ct, Stafford, VA 22554

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,152 sqft · built 1988
Lot Size0.295 acres (12,863 sqft)
OwnerIndividual Name on Record
Last Sale$399,900 (Nov 2018)
Tax Bill$4,735 (2025)
Deeds & MortgagesDec 2023 Second Mortgage
Apr 2023 Second Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN30M-3-45

Property Details

APN / Parcel Number

Primary APN30M-3-45
Alternative APNs
  • 030M 3 45
  • 20641

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area3,152 sqft Living Area
Basement Area1,416 sqft
Finished Basement1,400 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleColonial
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,863 sqft (0.295 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area196 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number20641
Old Parcel Number030M 3 45
Street Address13 MAPLE LEAF CT
CitySTAFFORD
StateVA
Zip22554-5154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 45 SEC 3 12865 SQFT PHASE 1 SUMMERWOOD
Legal SubdivisionSUMMERWOOD PH 01 SEC 03
Legal Lot Number45
JurisdictionSTAFFORD VA
Township / Civil DivisionAQUIA
Census Block Group1
Census Block1000
Census Tract10105

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 MAPLE LEAF CT, STAFFORD, VA 22554-5154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Sep 20, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Nov 30, 2018Warranty Deed, Transfer · FHA Mortgage
SANDY SPRING BK
Oct 5, 2018Deed of Trust, Mortgage · VA Mortgage
C E LNDG
Aug 4, 2017Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2018 · Amount on Record
Deed SaleNov 30, 2018 · Amount on Record
Prior SaleMar 16, 2010 · Amount on Record
Deed Document Number180019925
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address13 MAPLE LEAF CT, STAFFORD, VA 22554-5154
Transaction TypeMortgage
Record UpdatedJan 3, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230014708
DateDec 12, 2023
Instrument230014708
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term305 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address13 MAPLE LEAF CT, STAFFORD, VA 22554-5154
Transaction TypeMortgage
Record UpdatedMay 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230004303
DateApr 21, 2023
Instrument230004303
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term313 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address13 MAPLE LEAF CT, STAFFORD, VA 22554-5154
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210021105
DateJun 21, 2021
Instrument210021105
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term335 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address13 MAPLE LEAF CT, STAFFORD, VA 22554-5154
Document Number190017450
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 MAPLE LEAF CT STAFFORD VA 225545154, STAFFORD, VA 22554-5154

Mortgage

Document Number190017450
DateOct 1, 2019
Instrument17450
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2049
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateNov 30, 2018
Property Address13 MAPLE LEAF CT, STAFFORD, VA 22554-5154
Document Number180019925
Instrument DateNov 29, 2018
Instrument19925
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 MAPLE LEAF CT STAFFORD VA 225545154, STAFFORD, VA 22554-5154

Mortgage

Document Number180019926
DateNov 30, 2018
Instrument19926
Lender
NameSANDY SPRING BK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address13 MAPLE LEAF CT, STAFFORD, VA 22554-5154
Document Number180017888
Instrument DateOct 5, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number180017888
DateOct 24, 2018
Instrument17888
Lender
NameC E LNDG
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2048
Interest
Rate TypeFixed Rate
Rate4.38%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address13 MAPLE LEAF CT, STAFFORD, VA 22554-5154
Document Number170015046
Instrument DateAug 4, 2017
Transaction TypeMortgage
Record UpdatedSep 18, 2017
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address13 MAPLE LEAF CT STAFFORD VA 225545154, STAFFORD, VA 22554-5154

Mortgage

Document Number170015046
DateAug 21, 2017
Instrument15046
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2047
Interest
Rate TypeAdjustable Rate
Rate2.62%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,735.00 (+8.3%)$505,500 (+9.25%) Land $160,000 Building $345,500$505,500 (+9.25%) Land $160,000 Building $345,500
2023$4,372.00 (+15.51%)$462,700 Land $135,000 Building $327,700$462,700 Land $135,000 Building $327,700
2021$3,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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