13 Main St, Groton, CT 06340 Property Records

Groton Town property record for 13 Main St, Groton, CT 06340

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,344 sqft · built 1897
Lot Size	0.238 acres (10,367 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Sep 1999)
Tax Bill	$7,959 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:260820808414`

Property Details

APN / Parcel Number

Primary APN	`GROT M:260820808414`
Alternative APNs	`260820808414` `146124000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,367 sqft (0.238 acres)
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	260820808414
Street Address	13 MAIN ST
City	GROTON
State	CT
Zip	06340-5775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Subdivision	STARRWOOD
Jurisdiction	GROTON CT
Township / Civil Division	GROTON
Census Block Group	2
Census Block	2003
Census Tract	702900

Owner

13 Main St is owned and occupied by two individuals who bought it in September 1999.

Source: Groton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 MAIN ST, GROTON, CT 06340-5775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit CHELSEA GROTON BANK
Jan 27, 2021	Deed of Trust, Mortgage · Balloon Mortgage CHELSEA GROTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 1999 · Amount on File
Deed Sale	Sep 22, 1999 · Amount on File
Prior Sale	Sep 7, 1993 · Amount on File
Deed Book / Page	698 / 106
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Recording Date	Jul 16, 2026
Property Address	13 MAIN ST, GROTON, CT 06340-5775
Document Number	5365130010
Book / Page	1341 / 1
Instrument Date	Jul 1, 2026
Instrument	20265365130010
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 MAIN ST, GROTON, CT 06340-5775

Mortgage

Document Number	5365130010,
Date	Jul 16, 2026
Book Page	1341/1
Instrument	20265365130010

Lender

Name	CHELSEA GROTON BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GROTON CT
Property Address	13 MAIN ST, GROTON, CT 06340-5775
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001246-689
Date	Jan 27, 2021
Book Page	1246/689
Instrument	5045080012

Lender

Name	CHELSEA GROTON BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13 Main St was $7,959.

Source: Groton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Groton Town
Unified School District	Groton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,959.00	$301,700 Land $198,506 Building $103,194	$211,190 Land $138,954 Building $72,236
2024	$7,959.00 (+11.74%)
2023	$7,123.00 (+2.08%)	$301,700 (-) Land $154,280 Building $147,420
2022	$6,978.00	$301,700 Land $154,280 Building $147,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROTON UTILITIES serves 30,200 people · EPA ID CT0590011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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