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13 Main St, Aurora, NY 13026 Property Records

Cayuga County and Ledyard Town property record for 13 Main St, Aurora, NY 13026

Property Summary

Details2 bd · 1 ba · 1,120 sqft · built 1930
Lot Size0.239 acres (10,430 sqft)
Owner2 Trust Names on File
Last Sale$425,500 (Mar 2022)
Tax Bill$11,990 (2026)
Deeds & MortgagesMar 2022 Sale
Sep 2017 Mortgage
Flood ZoneZone AE (high risk)
APN053401 193.09-1-5.321

Property Details

APN / Parcel Number

Primary APN053401 193.09-1-5.321
Alternative APN
  • 340119300900010053210000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,430 sqft (0.239 acres)
Lot Dimensions284 ft deep x 36.6 ft wide
View / LotWaterfront / Beach
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area264 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address13 MAIN ST
CityAURORA
StateNY
Zip13026-9763
Property CategoryOther
Property TypeUnknown
Legal DescriptionINC 103.09-1-5.4 SMD 813-217,SM 98-159 65'LAKE FRONT
Legal Block1
Legal Lot Number5.321
JurisdictionCAYUGA NY
Township / Civil DivisionLEDYARD
Census Block Group2
Census Block2009
Census Tract41002

Owner

13 Main St is owner-occupied and held in a trust since March 2022.

Source: Cayuga County and Ledyard Town records, as of October 2, 2026

Owner of Record2 Trust Names on File
Mailing Address13 MAIN ST, AURORA, NY 13026-9763
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Warranty Deed, Transfer
Sep 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
CHEMUNG CANAL TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2022 · Amount on File
Deed SaleMar 16, 2022 · Amount on File
Prior SaleAug 14, 1998 · Amount on File
Deed Document Number2022212304
Deed Book / Page4195 / 148
Prior Transfer DateMar 4, 2022
Prior Transfer Doc004195/148
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateMar 16, 2022
Property Address13 MAIN ST, AURORA, NY 13026-9763
Document Number004195/148
Book / Page4195 / 148
Instrument DateMar 4, 2022
Instrument2022-212304
Transaction TypeTransfer
Record UpdatedOct 13, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address13 MAIN ST, AURORA, NY 13026-9763

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address13 MAIN ST, AURORA, NY 13026-9763
Document Number0035570085
Book / Page003557 / 000085
Instrument DateSep 11, 2017
Transaction TypeMortgage
Record UpdatedSep 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 MAIN ST AURORA NY 130269763, AURORA, NY 13026-9763

Mortgage

Document Number0035570085
DateSep 18, 2017
Book Page003557/000085
Instrument174059
Lender
NameCHEMUNG CANAL TR
AddressELMIRA, NY 14902
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 17, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 13 Main St was $11,990, up 0.7% from the year before.

Source: Cayuga County and Ledyard Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionLedyard Town
MunicipalityAurora Village
Unified School DistrictSouthern Cayuga Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,990.00 (+0.65%)
2025$11,912.00 (+3.32%)$522,600 Land $230,000 Building $292,600$678,701 Land $298,701 Building $380,000
2024$11,529.00
2023$522,600 Land $230,000 Building $292,600$555,957 Land $244,681 Building $311,276
2020$1,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation386.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
CBN
Fixed Wireless · not low latency		100 / 100

May also be available: Verizon.

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