13 Madison St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 13 Madison St, Chicopee, MA 01020

Property Summary

Property TypeDuplex
Details5 bd · 2.5 ba · 2,988 sqft · built 1926
Lot Size0.214 acres (9,330 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (May 2017)
Tax Bill$5,389 (2026)
Deeds & MortgagesDec 2020 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN85-00049

Property Details

APN / Parcel Number

Primary APN85-00049
Alternative APN
  • CHIC M:0085 P:00049

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,988 sqft Living Area
Gross Area5,938 sqft
1st Floor Area1,590 sqft
AtticAttic
Attic Area1,368 sqft
Basement Area1,410 sqft
Unfinished Basement1,410 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleOther
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,330 sqft (0.214 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number85-00049
Street Address13 MADISON ST
CityCHICOPEE
StateMA
Zip01020-2520
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code4
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4010
Census Tract810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 MADISON ST, CHICOPEE, MA 01020-2520
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 31, 2020Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
May 12, 2017Warranty Deed, Transfer · FHA Mortgage
RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2017 · Amount on Record
Deed SaleMay 12, 2017 · Amount on Record
Deed Document Number201726377
Deed Book / Page21679 / 143
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address13 MADISON ST, CHICOPEE, MA 01020-2520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23563-485
DateDec 1, 2020
Book Page23563/485
Instrument71097
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address13 MADISON ST, CHICOPEE, MA 01020-2520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23149-489
DateMar 31, 2020
Book Page23149/489
Instrument16727
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateMay 12, 2017
Property Address13 MADISON ST, CHICOPEE, MA 01020-2520
Document Number21679-143
Book / Page21679 / 143
Instrument26377
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$34.33
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 MADISON ST, CHICOPEE, MA 01020-2520

Mortgage

Document Number216790145
DateMay 12, 2017
Instrument21679/0145
Lender
NameRADIUS FINANCIAL GRP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 12, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,389.00 (+9.96%)$353,600 (+9.37%) Land $96,000 Building $257,600$383,739
2025$4,901.00 (+5.65%)$323,300 (+2.86%) Land $87,700 Building $235,600
2024$4,639.00 (+6.99%)$314,300 (+9.82%) Land $86,000 Building $228,300
2023$4,336.00$286,200 Land $78,100 Building $208,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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