Cortland County and Cortland City property record for 13 Macgregor St, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 902 sqft · built 1951 |
| Lot Size | 0.143 acres (6,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Sep 2021) |
| Tax Bill | $3,275 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.39-01-24.000 |
| Primary APN | 110200 86.39-01-24.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 902 sqft Living Area |
| 1st Floor Area | 902 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,265 sqft (0.143 acres) |
| Lot Dimensions | 104 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13 MACGREGOR ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970700 |
Source: Cortland County and Cortland City records · APN 110200 86.39-01-24.000
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 MACGREGOR ST, CORTLAND, NY 13045-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC |
| Sep 30, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Jun 24, 2009 · Amount on Record |
| Deed Document Number | 20215298 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Sep 30, 2021 |
| Property Address | 13 MACGREGOR ST, CORTLAND, NY 13045-1607 |
| Document Number | 5298 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021-05298 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2178 PARKS RD, CORTLAND, NY 13045-8702 |
| Document Number | 5299 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-05299 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Sep 30, 2021 |
| Property Address | 13 MACGREGOR ST, CORTLAND, NY 13045-1607 |
| Document Number | 5297 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021-05297 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Cortland County and Cortland City records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,275.00 (-1.74%) | $140,000 (+45.83%) Land $13,700 Building $126,300 | $144,330 (+9.75%) Land $14,124 Building $130,206 |
| 2023 | $3,333.00 | $96,000 Land $9,600 Building $86,400 | $131,507 Land $13,151 Building $118,356 |
Source: FEMA National Flood Hazard Layer as of August 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 33 (1996–2013) |
| Claims Outside the SFHA | 2 of 33 |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 628 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CORTLAND (C) serves 20,095 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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