13 Ludlow Rd, Middletown, RI 02842 Property Records

Middletown Town property record for 13 Ludlow Rd, Middletown, RI 02842

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,426 sqft · built 1954
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2021)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202100305`

Property Details

APN / Parcel Number

Primary APN	`202100305`
Alternative APN	`MIDD M:0107 B:NE L:69`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	1,426 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	202100305
Street Address	13 LUDLOW RD
City	MIDDLETOWN
State	RI
Zip	02842-6321
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R20
Legal Block	NE
Legal Lot Number	69
Jurisdiction	MIDDLETOWN RI
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2017
Census Tract	40304

Owner

13 Ludlow Rd, a duplex, is owned by two individuals who bought it in June 2021.

Source: Middletown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 WESLEY DR, WRENTHAM, MA 02093-1893
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NGBD MTG ACC
Jun 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 4, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Deed Book / Page	1724 / 47
Prior Transfer Date	Feb 18, 2021
Prior Transfer Doc	001702-116
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN RI
Property Address	13 LUDLOW RD, MIDDLETOWN, RI 02842-6321
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001505-300
Date	Jan 30, 2017
Book Page	1505/300
Instrument	290

Lender

Name	AMERICAN NGBD MTG ACC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Jun 25, 2021
Property Address	13 LUDLOW RD, MIDDLETOWN, RI 02842-6321
Document Number	0001724-47
Book / Page	1724 / 47
Instrument Date	Jun 25, 2021
Instrument	2271
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	30 WESLEY DR, WRENTHAM, MA 02093-1893

Mortgage

Document Number	0000002272
Date	Jun 25, 2021
Instrument	2272

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN RI
Recording Date	Mar 4, 2021
Property Address	13 LUDLOW RD, MIDDLETOWN, RI 02842-6321
Document Number	001702-112
Book / Page	1702 / 112
Instrument Date	Feb 18, 2021
Instrument	784
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LUDLOW RD, MIDDLETOWN, RI 02842-6321

Mortgage

Document Number	001702-116
Date	Mar 4, 2021
Book Page	1702/116
Instrument	785

Lender

Name	OCMBC INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13 Ludlow Rd was $3,805.

Source: Middletown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Middletown Town
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,805.00	$322,700 Land $150,800 Building $171,900	$549,980
2023	$2,624.00 (+4.75%)	$208,400 (-) Land $97,300 Building $111,100
2022	$2,505.00	$208,400 Land $97,300 Building $111,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Ludlow Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1982–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Ludlow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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