13 Lowe St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 13 Lowe St, Peabody, MA 01960

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,360 sqft · built 1850
Lot Size	0.071 acres (3,080 sqft)
Owner	Individual Name on File
Tax Bill	$4,857 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0095 B:0012`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0095 B:0012`
Alternative APN	`11062`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,080 sqft (0.071 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	11062
Street Address	13 LOWE ST
City	PEABODY
State	MA
Zip	01960-5903
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BN2
Legal Block	12
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3003
Census Tract	210700

Owner

13 Lowe St, a duplex, is owned by an individual.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	94 PINE ST, SWAMPSCOTT, MA 01907-1856
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit LUSO-AMERICAN CREDIT UNION
Dec 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Mar 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Recording Date	Apr 22, 2026
Property Address	13 LOWE ST, PEABODY, MA 01960-5903
Document Number	043343-215
Book / Page	43343 / 215
Instrument Date	Mar 20, 2026
Instrument	20261800
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LOWE ST, PEABODY, MA 01960-5903

Mortgage

Document Number	0000001800,
Date	Apr 22, 2026
Book Page	43343/215
Instrument	20261800

Lender

Name	LUSO-AMERICAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	13 LOWE ST, PEABODY, MA 01960-5903
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040606-207
Date	Dec 23, 2021
Book Page	40606/207
Instrument	20211223004710

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	13 LOWE ST, PEABODY, MA 01960-5903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38312-97
Date	Mar 5, 2020
Book Page	38312/97
Instrument	20200305000480

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	13 LOWE ST, PEABODY, MA 01960-5903
Document Number	36771-218
Instrument Date	Jun 2, 2018
Transaction Type	Mortgage
Record Updated	Jun 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LOWE ST PEABODY MA 019605903, PEABODY, MA 01960-5903

Mortgage

Document Number	36771-218
Date	Jun 7, 2018
Book Page	036771/000218
Instrument	7003200

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 13 Lowe St was $4,857, up 2.8% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,857.00 (+2.82%)	$512,900 (+0.55%) Land $203,100 Building $309,800	$593,905
2025	$4,724.00 (+8.65%)	$510,100 (+6.98%) Land $188,100 Building $322,000
2024	$4,348.00 (+9.85%)	$476,800 (+14.67%) Land $188,100 Building $288,700
2023	$3,958.00	$415,800 Land $163,600 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Lowe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 individual policies
Nearby Flood Policies	56 units insured incl. 44 condo units
Nearby Flood Claims	24 (1986–2011)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Oct 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 7 claims Extreme Weather Conditons And Flooding, Oct 1996 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Lowe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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