Otero County property record for 13 Lovers Ln, Cloudcroft, NM 88317
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1979 |
| Lot Size | 0.296 acres (12,894 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $428 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11O4067091194521 |
| Primary APN | 11O4067091194521 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Flooring | Plywood |
| Interior Walls | Paneling |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,894 sqft (0.296 acres) |
| Terrain | Mountain |
| Garage Type | Carport |
| Garage Area | 338 sqft |
| Carport | Carport |
| Carport Area | 338 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Account Number | R038574 |
|---|---|
| Street Address | 13 LOVERS LN |
| City | CLOUDCROFT |
| State | NM |
| Zip | 88317-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD: LOST LODGE #1 #2 #3 #4 LOT 4 BLOCK: 24 |
| Legal Subdivision | LOST LODGE #1 #2 #3 #4 |
| Legal Block | 24 |
| Legal Lot Number | 4 |
| Jurisdiction | OTERO NM |
| Township / Civil Division | SOUTHEAST OTERO |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 901 |
Source: Otero County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 704, CLOUDCROFT, NM 88317-0704 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2023 |
| Transfer Doc | 0000010748 |
| Record Updated | Sep 20, 2026 |
Source: Otero County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Otero County |
| Unified School District | Cloudcroft Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,461 (+3%) Land $1,391 Building $27,070 | $85,383 (+3%) Land $4,172 Building $81,211 | |
| 2025 | $428.00 (+4.14%) | $27,632 (+6.09%) Land $916 Building $26,716 | $82,897 (+6.09%) Land $2,748 Building $80,149 |
| 2023 | $411.00 | $26,047 Land $521 Building $25,526 | $78,139 Land $1,562 Building $76,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Aug 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99.5% of the US · above 99.7% of New Mexico |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tularosa Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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