13 Loring Way, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 13 Loring Way, Sterling, MA 01564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,594 sqft · built 1985
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Trust Names on File
Last Sale	$565,000 (Oct 2018)
Tax Bill	$10,513 (2026)
Deeds & Mortgages	Aug 2019 Transfer Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STER M:00157 L:00030`

Property Details

APN / Parcel Number

Primary APN	`STER M:00157 L:00030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,594 sqft Living Area
Gross Area	9,216 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	182,952 sqft (4.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	13 LORING WAY
City	STERLING
State	MA
Zip	01564-2465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRF
Legal Lot Number	30
Jurisdiction	STERLING MA
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1040
Census Tract	719100

Owner

13 Loring Way is owner-occupied and held in a trust since August 2019.

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13 LORING WAY, STERLING, MA 01564-2465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Oct 31, 2018	Quit Claim Deed, Transfer DRAPER AND KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Nov 30, 1984 · Amount on File
Deed Book / Page	59628 / 349
Last Transfer Date	Aug 1, 2019
Transfer Doc	60840-366
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Aug 7, 2019
Property Address	13 LORING WAY, STERLING, MA 01564-2465
Document Number	60840-366
Book / Page	060840 / 000366
Instrument Date	Aug 1, 2019
Instrument	78166
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	13 LORING WAY STERLING MA 015642465, STERLING, MA 01564-2465

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STERLING MA
Property Address	13 LORING WAY, STERLING, MA 01564-2465
Document Number	60748-197
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 LORING WAY STERLING MA 015642465, STERLING, MA 01564-2465

Mortgage

Document Number	60748-197
Date	Jul 23, 2019
Book Page	060748/000197
Instrument	71122

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STERLING MA
Recording Date	Oct 31, 2018
Property Address	13 LORING WAY, STERLING, MA 01564-2465
Document Number	59628-349
Book / Page	59628 / 349
Instrument	116075
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	596280353
Date	Oct 31, 2018
Instrument	59628/0353

Lender

Name	DRAPER AND KRAMER MTG

Agreement

Amount	Amount on Record
Term	361 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 13 Loring Way was $10,513, up 3.4% from the year before.

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sterling Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,513.00 (+3.38%)	$837,700 (+6.11%) Land $228,800 Building $608,900	$856,805 (-)
2025	$10,169.00 (+1.08%)	$789,500 (+4.46%) Land $195,100 Building $594,400	$856,805 (+5.23%)
2024	$10,060.00 (+6.94%)	$755,800 (+14.9%) Land $189,000 Building $566,800	$814,245
2023	$9,407.00	$657,800 Land $180,900 Building $476,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Loring Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Loring Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING WATER DEPARTMENT serves 6,814 people · EPA ID MA2282000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Feb 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Loring Way

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