13 Long Ridge Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 13 Long Ridge Rd, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,453 sqft · built 1972
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Jul 2025)
Tax Bill	$13,521 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00D4 B:0026 L:0002`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00D4 B:0026 L:0002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	3,245 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,715 sqft (1.83 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	13 LONG RIDGE RD
City	ACTON
State	MA
Zip	01720-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Subdivision	LONG RDG PARK
Legal Block	26
Legal Lot Number	2
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1007
Census Tract	363103

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 LONG RIDGE RD, ACTON, MA 01720-3230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS INC
Jul 31, 2025	Quit Claim Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Aug 27, 2010 · Amount on Record
Deed Document Number	202590524
Deed Book / Page	84433 / 401
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	13 LONG RIDGE RD, ACTON, MA 01720-3230
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085365-51
Date	Mar 20, 2026
Book Page	85365/51
Instrument	30699

Lender

Name	EMBRACE HM LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 31, 2025
Property Address	13 LONG RIDGE RD, ACTON, MA 01720-3230
Document Number	084433-401
Book / Page	84433 / 401
Instrument Date	Jul 31, 2025
Instrument	90524
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 LONG RIDGE RD, ACTON, MA 01720-3230

Mortgage

Document Number	0000090525
Date	Jul 31, 2025
Instrument	90525

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,521.00 (+5.39%)	$788,400 (+2.44%) Land $418,500 Building $369,900	$822,320 (-2.96%)
2024	$12,829.00 (-0.21%)	$769,600 (+5.12%) Land $418,500 Building $351,100	$847,400
2023	$12,856.00	$732,100 Land $381,000 Building $351,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1987–2023)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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