13 Lodge Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 13 Lodge Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,628 sqft · built 1950
Lot Size	0.23 acres (10,014 sqft)
Owner	Individual Name on File
Tax Bill	$6,741 (2026)
Deeds & Mortgages	May 2022 Refinance May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:010-C B:0006 L:0011`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:010-C B:0006 L:0011`
Alternative APNs	`M:010=C B:0006 L:0011` `4899007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,062 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,014 sqft (0.23 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4899007
Street Address	13 LODGE AVE
City	SAUGUS
State	MA
Zip	01906-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	6
Legal Lot Number	11
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1011
Census Tract	208401

Owner

13 Lodge Ave is owned and occupied by an individual who acquired it in September 2007.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 LODGE AVE, SAUGUS, MA 01906-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
May 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 18, 2019	Deed of Trust, Mortgage · FHA Mortgage CROSS CNTRY MTG
Nov 28, 2018	Deed of Trust, Mortgage · FHA Mortgage TOTAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2007
Deed Sale	Sep 28, 2007
Prior Sale	Sep 28, 2007
Deed Document Number	200780944
Transfer Doc	80944
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	13 LODGE AVE, SAUGUS, MA 01906-3225
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000636277
Date	May 17, 2022
Instrument	636277

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	13 LODGE AVE, SAUGUS, MA 01906-3225
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	624712
Date	May 5, 2021
Instrument	624712

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	13 LODGE AVE, SAUGUS, MA 01906-3225
Document Number	0000615290
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LODGE AVE SAUGUS MA 019063225, SAUGUS, MA 01906-3225

Mortgage

Document Number	0000615290
Date	Aug 19, 2020
Instrument	615290

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	13 LODGE AVE, SAUGUS, MA 01906-3225
Document Number	0000605671
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LODGE AVE SAUGUS MA 019063225, SAUGUS, MA 01906-3225

Mortgage

Document Number	0000605671
Date	Sep 23, 2019
Instrument	605671

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	13 LODGE AVE, SAUGUS, MA 01906-3225
Document Number	0000597766
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 LODGE AVE SAUGUS MA 019063225, SAUGUS, MA 01906-3225

Mortgage

Document Number	0000597766
Date	Nov 28, 2018
Instrument	597766

Lender

Name	TOTAL MTG SVCS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 13 Lodge Ave was $6,741, up 5.2% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,741.00 (+5.25%)	$646,900 (+7.87%) Land $391,600 Building $255,300	$717,513 (+4.55%)
2025	$6,405.00 (+4.06%)	$599,700 (+3.77%) Land $346,600 Building $253,100	$686,280
2024	$6,155.00 (+1.28%)	$577,900 (+7.08%) Land $328,600 Building $249,300
2023	$6,077.00	$539,700 Land $300,600 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Lodge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Lodge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Lodge Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures