13 Lockman Cir, Elgin, IL 60123 Property Records

Kane County property record for 13 Lockman Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,288 sqft · built 1976
Lot Size	0.27 acres (11,741 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Sep 2020)
Tax Bill	$4,722 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-32-479-022`

Property Details

APN / Parcel Number

Primary APN	`03-32-479-022`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	11,741 sqft (0.27 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	13 LOCKMAN CIR
City	ELGIN
State	IL
Zip	60123-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 152 UNIT 3 CENTURY OAKS WEST
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	152
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3045
Census Tract	850600

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 LOCKMAN CIR, ELGIN, IL 60123-1266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Mar 13, 2014
Deed Document Number	202050764
Prior Transfer Date	Oct 2, 1995
Prior Transfer Doc	0000078276
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 4, 2020
Property Address	13 LOCKMAN CIR, ELGIN, IL 60123-1266
Document Number	0000050764
Instrument Date	Aug 23, 2020
Instrument	2020K050764
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 LOCKMAN CIR, 13, ELGIN, IL 60123-1266

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13 LOCKMAN CIR, ELGIN, IL 60123-1266

Mortgage

Document Number	0000050765
Date	Sep 4, 2020
Instrument	2020K050765

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,722.00 (-25.37%) Homeowner's exemption Senior Citizen's exemption
2024		$102,987 (+37.61%) Land $25,730 Building $77,257	$309,085 (+37.66%) Land $77,221 Building $231,864
2022	$6,327.00 (+3.82%) Homeowner's exemption	$74,840 (+5.91%) Land $23,151 Building $51,689	$224,520 (+5.91%) Land $69,453 Building $155,067
2021	$6,094.00 Homeowner's exemption	$70,664 Land $21,859 Building $48,805	$211,992 Land $65,577 Building $146,415

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Opiquad.

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